Speaking at the launch event, Ms. Tuong Nguyen, Deputy CEO of VIB, shared: “VIB Privilege Banking was born from the aspiration to create a unique ecosystem of privileges – where every customer not only accesses optimal financial solutions but also enjoys experiences tailored to their lifestyle and personal achievements. With a starting point of just 1 billion VND in deposits, VIB makes it easier for customers to join and immediately experience services and privileges typically reserved for higher market segments. This underscores VIB‘s commitment to continuous innovation, honoring customers, and elevating financial experiences for Vietnamese people.”
Positioned with the motto “value is measured not only by assets but also by experiences,” VIB‘s Privilege Banking offers customers a comprehensive ecosystem of privileges, combining superior financial benefits with a luxurious lifestyle. This reinforces VIB‘s pioneering role in crafting experiences for the priority banking segment in Vietnam.
Financial Privileges: Maximizing Asset Value
With VIB Privilege Banking, every financial transaction is a tailored experience designed to maximize asset value and cash flow for customers.
For accounts and deposits, VIB Privilege Banking customers receive an additional 0.7% interest on deposits, a complimentary digital account worth up to 15 million VND, and waived priority account management fees. Notably, the Super Interest Account offers daily earnings of up to 4.3%/year, with a unique threshold of 500 million VND and a maximum ownership of 5 billion VND, significantly expanding growth opportunities for idle funds. Activation and transactions are just a tap away on MyVIB, without affecting accrued interest.
For transaction accounts, VIB introduces the VIB Signature Card, a global payment card exclusively designed for priority customers. It offers up to 5% cashback on all travel, shopping, and dining expenses with no minimum spend requirement, totaling up to 10.8 million VND/year. The card is free annually and features the lowest foreign exchange fee in the market at just 1.1%.
Additionally, VIB credit cardholders enjoy 100% waiver/refund of annual fees for all primary and supplementary cards in the Premier category; and 100% waiver/refund for one primary and one supplementary VIB Travel Elite card in the Priority category.
For those leveraging bank financing for investments, customers receive up to a 0.75% reduction on consumer loans and 0.4% on real estate and auto loans from VIB. For insurance and foreign exchange needs, customers enjoy up to 20% cashback on the first year’s life insurance premium and preferential exchange rates of up to 70 VND for USD and 150 VND for other currencies when transacting at VIB.
Non-Financial Privileges: Elevating Service Experiences
Beyond financial metrics, VIB‘s Privilege Banking focuses on creating unique, distinctive experiences for customers.
Each customer is paired with a Priority Relationship Manager (PRM) who not only understands finance but also grasps individual lifestyles. The PRM acts as a bridge, offering in-depth advice and asset protection to ensure sustainable growth and secure intergenerational wealth transfer.
VIB has established VIP Lounges with elegant designs, ensuring absolute privacy. Customers bypass queues and receive swift, specialized service. At VIB branches, priority service is provided at dedicated counters, supported by a private hotline at 1800 8195 for quick and confidential query resolution.
Exclusively, customers can directly engage with VIB‘s senior leaders, the architects of the bank’s strategy and vision. This privilege underscores VIB‘s commitment to fostering strong relationships and delivering exceptional value to its elite clientele.
For frequent travelers, VIB offers access to over 1,300 premium airport lounges globally, with unlimited additional entries based on spending.
Experience Privileges: The Pinnacle of Luxury Living
As a VIB priority customer, you receive the VIB x Marriott privilege card, unlocking a world of upscale lifestyle experiences. Enjoy up to 30% off dining at Marriott properties in Vietnam, 20% off in Asia-Pacific, and exclusive offers in Japan and JW Marriott Hong Kong. Receive up to 20% off stays across the Marriott system. During your birthday month, a special gift awaits at Club Marriott.
Privilege Banking is more than a banking service; it’s a testament to VIB‘s commitment to partnering with, honoring, and elevating its customers. With its comprehensive privilege ecosystem, VIB is the premier choice for discerning individuals seeking not just a transaction hub, but a partner in shaping their future. Learn more about VIB‘s Privilege Banking here and contact any VIB business unit for priority customer consultation.
– 07:00 24/09/2025
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