Prime Minister: Ensuring Citizens Don’t Face Delays or Extra Costs When Accessing Social Housing

Accordingly, it is necessary to remove difficulties in procedures and processes, allowing people to access social housing in the fastest, easiest, cheapest, and most convenient way, without wasting time, effort, or additional costs, and especially without being scammed. This will promote the development of social housing and a safe, healthy, and sustainable real estate market, contributing to macroeconomic stability, inflation control, growth promotion, and ensuring the major balances of the economy for rapid and sustainable development.

On November 11th, Prime Minister Pham Minh Chinh, Head of the Central Steering Committee for Housing Policies and Real Estate Market, chaired the 3rd meeting of the Steering Committee.

This was the second consecutive meeting, following the one on October 11th, where the Steering Committee continued to focus on discussing the breakthrough development of social housing.

The meeting was attended online from the Government Office to localities by leaders of ministries, central agencies, provinces, cities, representatives of corporations, enterprises, and commercial banks.

Expected to complete 91,600 social housing units in 2025

According to reports and opinions at the meeting, in the first 10 months of 2025, the Government and the Prime Minister have paid attention and directed the implementation of many synchronous solutions to ensure the stability of the real estate market, improve supply, restore investor confidence, and increase liquidity.

The Prime Minister has directly chaired 4 national conferences related to social housing, issued 3 resolutions, 3 directives, and 124 documents directing the management of housing and the real estate market. He has assigned 58 specific tasks to ministries, sectors, and localities to remove difficulties and obstacles, promoting the development of social housing and a safe, healthy, and sustainable real estate market.

Regarding the completion of targets, the total number of completed, started, and approved social housing projects is 696 with a scale of over 637,000 units (60% of the target of the “Investment in constructing at least 1 million social housing units” project).

Regarding the progress in 2025, nearly 62,000 out of 100,275 units have been completed (reaching 62% of the 2025 target). It is expected that by the end of 2025, the total number of completed units will be nearly 91,600, reaching 91% of the target.

17 out of 34 localities are expected to complete and exceed the assigned targets in 2025, notably Hanoi (102%), Ho Chi Minh City (100%), Hai Phong (101%), Bac Ninh (102%), Nghe An (179%), Quang Ngai (112%), and Dong Nai (110%).

Among the ministries and sectors, the Ministry of Public Security has started 8 projects (4,554 units), the Vietnam General Confederation of Labor has started 3 projects (1,700 units), and the Ministry of National Defense is about to start 8 projects with a total scale of 6,547 units.

Regarding the implementation results of tasks assigned by the Prime Minister in the construction, amendment, and completion of regulations related to social housing development, the Ministry of Construction reported that the Government has issued Decree No. 261/2025/ND-CP dated October 10, 2025, amending and supplementing some articles of Decree No. 100/2024/ND-CP and Decree No. 192/2025/ND-CP on social housing.

Regarding the draft Decree regulating the National Housing Fund and measures to implement Resolution No. 201/2025/QH15 dated May 29, 2025, the Ministry of Construction has completed the draft and submitted it to the Government.

Regarding the Government’s Resolution on special mechanisms to handle difficulties and obstacles due to legal regulations and breakthrough targets for social housing development, it is expected to be submitted to the Government for issuance in November 2025.

Regarding the construction and management of the information system and database on housing and the real estate market, it is expected to submit the draft Decree to the Government in December 2025.

Concluding the meeting, Prime Minister Pham Minh Chinh highly appreciated the preparation work of the Ministry of Construction, the Government Office, and relevant ministries, sectors, and localities, as well as the practical opinions of delegates, experts, and localities. He identified obstacles and inadequacies and proposed specific and feasible solutions to promote social housing development.

The Prime Minister emphasized three important goals in social housing development:

First, removing difficulties in procedures and processes to promote the development of social housing and a transparent, sustainable real estate market, both in the short and long term.

Second, allowing people to access social housing in the fastest, easiest, cheapest, and most convenient way, without wasting time, effort, or additional costs, and especially without being scammed. “We must discuss, agree, and resolve these existing obstacles and limitations,” the Prime Minister emphasized.

Third, promoting the development of social housing and a safe, healthy, and sustainable real estate market, contributing to macroeconomic stability, inflation control, growth promotion, and ensuring the major balances of the economy, which is also a driving force for rapid and sustainable development.

Reiterating the viewpoints, the Prime Minister stated that social housing development is a major policy and a humane policy of the Party and State, reflecting the progressiveness and fairness of society, ensuring the right to housing for the people, and achieving “settled life and happy career.” Investing in social housing is investing in the development of society and the country.

Social housing should not be located in remote areas, far from the city center, but must have complete infrastructure for transportation, electricity, water, telecommunications, social services, healthcare, culture, and education. Social housing development is not only about building high-rise buildings in urban areas but can also include low-rise housing.

“In any locality, as long as people belonging to the eligible groups have the need, they should be able to access social housing equally and most conveniently. The development of social housing requires the joint efforts of the State, the entire political system, enterprises, people, and the community,” the Prime Minister said.

In addition to the achieved results, the Prime Minister pointed out difficulties, obstacles, and limitations that need to be overcome, such as the shortage of social housing supply, which does not meet the actual demand; the lack of stable and long-term preferential budgets for both investors and people to access social housing; the current selling price of social housing is not suitable for the majority of low- and middle-income people. The land fund for social housing development, in general, needs to be improved in quality. Many social housing projects are delayed, and some selected investors lack financial capacity and experience. Administrative procedures need to be faster, more reduced, and the “green channel” should be promoted.

Developing housing projects suitable for people’s budgets

Regarding tasks and solutions for the near future, the Prime Minister requested all ministries, sectors, localities, enterprises, investors, and related entities, based on their functions, tasks, and authority, to proactively and actively organize the implementation of social housing development according to legal regulations. They should promptly identify and remove difficulties and obstacles within their competence and report to competent authorities if beyond their authority.

Regarding the confirmation of eligible beneficiaries, the Prime Minister directed that those who perform well should be assigned the task. Specifically, agencies and units should confirm personnel within their management authority, commune-level police should confirm for self-employed workers, reduce pre-checks and increase post-checks, ensuring the utmost convenience.

Regarding documents and regulations, as the agencies have completed and submitted 3 out of 9 assigned documents for issuance, the Prime Minister requested the Ministry of Construction, the Ministry of Justice, and the Government Office to coordinate and urgently issue or submit for issuance according to their authority, including documents submitted to the National Assembly, to be completed before November 15.

The Prime Minister also encouraged and called on enterprises with clean land funds to cooperate with localities to invest in building social housing. In the long term, agencies should develop housing projects suitable for people’s budgets. Diversifying capital mobilization sources for social housing and housing in general, with forms of purchase, rental, and rent-to-own, and studying international experiences.

The Prime Minister called on related entities, including enterprises and banks, to promote national pride and solidarity in social housing development, considering it a noble and humane task, to contribute to ensuring that no one is left behind in equal access to housing.

Directing specific tasks, the Prime Minister requested the Ministry of Construction to continue studying, reviewing, and completing legal documents to remove difficulties and obstacles arising in practice. This includes studying the development of a unified procedure and process for investing in social housing construction nationwide (from planning, land clearance, land allocation, investment procedures, and construction procedures) to reduce the preparation time for social housing construction investment to no more than 6 months.

The Ministry of Construction should coordinate with the Ministries of Finance, Agriculture and Rural Development, relevant agencies, and localities to work with reputable real estate enterprises, corporations, and groups to propose using their clean land funds for social housing projects nationwide.

The Ministry of Construction is also tasked with urgently coordinating to complete the establishment dossier for the “Real Estate and Land Use Rights Transaction Center” managed by the State to enhance transparency. It should simplify conditions and procedures for the VND 145,000 billion credit package by removing the condition that investors must have projects in the list announced by the People’s Committee. It should organize specialized inspections and propose competent agencies to strictly handle violations or cases of taking advantage of lenient policies for profiteering.

The State Bank of Vietnam should urge the promotion of the disbursement of the VND 145,000 billion credit program for social housing and worker housing with more favorable and accessible conditions. It should effectively implement policy credit packages for social housing and preferential loans for young people under 35 to buy commercial housing for the first time and social housing with suitable interest rates and terms. It should flexibly manage monetary policy, proactively and effectively, with mechanisms and solutions to control and tightly manage credit flow into real estate for cases with signs of “speculation,” “price inflation,” and “price pushing.”

The Ministry of National Defense and the Ministry of Public Security should urgently implement social housing projects. The Ministry of Public Security should direct commune-level police to confirm income conditions for low-income urban workers without labor contracts within 7 days based on the population database. It should investigate and handle cases of illegal brokerage, fraud, and social housing file manipulation.

The Ministry of Industry and Trade should coordinate with the Ministry of Construction to review and propose to competent authorities to abolish the regulation in the Law on Consumer Rights Protection requiring enterprises to register sales contracts through the Department of Industry and Trade and then send them to the Department of Construction for comments (causing obstacles for enterprises). Agencies should study assigning the Department of Construction as the focal point for receiving, guiding, and managing contract templates or switching to a “post-check” mechanism to simplify procedures and facilitate enterprises.

Localities should focus on directing the completion of social housing targets for 2025 assigned by the Prime Minister with the spirit of “only moving forward, not backward.” They are fully responsible to the Government and the Prime Minister for the results of implementing social housing development policies in their areas. Localities that have not completed the targets must have plans to complete them.

Localities should strictly implement regulations on allocating land for worker dormitories in industrial zones and 20% of land in commercial housing projects for social housing development.

Localities should immediately cut and reform cumbersome administrative procedures, implement parallel administrative procedures, shorten the time for project appraisal, approval, land allocation, and construction permits. They should prioritize the “green channel” for administrative procedures related to social housing investment and construction projects.

Regarding transparency and violation handling, the Prime Minister requested leaders of party committees, authorities at all levels, and those “close to the people, for the people” to focus on implementing “5 guarantees”: Ensuring timely rectification, strengthening discipline, and transparency in the process of approval, purchase, sale, rental, and rent-to-own of social housing; ensuring inspection, examination, prevention, and combat against negativity, taking advantage of policies for profiteering, distorting policy goals; ensuring fairness, correct subjects, policy spirit, and goals, with timely and accurate pricing; ensuring coordination with functional agencies to strictly handle illegal brokerage, “running slots,” and “speculation”; ensuring that enterprises with clean land funds are created the most favorable conditions to cooperate with the State in social housing development.

The Prime Minister requested social housing project investors to strictly follow the procedures and processes for buying and selling social housing, ensure public and transparent project information, ensure projects reach the right subjects, prevent violations and negativity, apply digital solutions to facilitate people, reduce crowds, and prevent file overload causing public frustration. They should organize implementation and control the quality of social housing construction works, ensure progress, selling prices, and beneficiary subjects according to regulations, optimize investment activities to reduce construction costs while ensuring standards and essential utilities and infrastructure.

Enterprises should actively coordinate with the Ministry of Construction and localities to study and propose investment in social housing projects using their clean land funds.

Press agencies should allocate appropriate time for policy communication, including social housing policies, to help people understand and create high consensus in society.