Cash gifts and interest rates for multiple bank transactions on 15th, 16th February

In the first two working days of the year of Giap Thin (15th and 16th February 2024), numerous banks have launched a series of promotions, offering various gifts.

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Illustration: Tran Viet/TTXVN

Specifically, the Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) will give lucky “lucky money” worth 100,000 VND to individual customers and small and medium-sized enterprise (SME) customers who transact in 2 days.

The gift is applicable to new issuances or extensions of international credit cards, FWD online insurance purchases, beautiful account purchases, savings deposits (including online savings), loan disbursement contracts… Vietcombank will give cash to customers who transact at the counter and give transfer money for online transactions on the VCB Digibank or VCB DigiBiz applications.

Similarly, Vietnam Construction Joint Stock Commercial Bank (CB) also implemented cash gifts of up to 100,000 VND to thank customers for depositing savings on the occasion of the new year of the Go to Thin 2024. Accordingly, customers will receive lucky money of 50,000 VND for each deposit amount from 100 million VND to less than 500 million VND, with a deposit term of 6 months or more at CB and 100,000 VND for deposit amounts of 500 million VND or more, with a deposit term of 6 months or more.

The program is valid from 15/2 to the end of 29/2/2024, but it may end earlier than expected when the budget is exhausted, depending on which condition comes first.

At Saigon Thuong Tin Commercial Joint Stock Bank (Sacombank), individuals who save online with a minimum term of 100 million VND or deposit money into savings books from 5 million VND on Sacombank’s online channels from now to the end of 29/2/2024 have the chance to receive lucky money of 68,000 VND.

Specifically, on three days 15, 16, and 19/2/2024, individuals who save with a term at the counter will have the chance to receive lucky money of up to 2 million VND; The earliest business customers will also receive lucky money of 79,000 VND.

Meanwhile, at Saigon – Hanoi Commercial Joint Stock Bank (SHB), not only are lucky customers who transact at the counter, this bank also offers interest rates for savings deposits or loans during the new year period.

Customers depositing at the counter from 30 million VND or more, with a minimum term of 6 months from now to the end of 31/3/2024, will be immediately awarded gifts with a total value of up to 5 billion VND. For online savings customers, with a minimum term of 6 months, SHB will add an interest rate of up to 0.3% / year compared to the interest rate at the counter.

In particular, in the first working days after the Lunar New Year (from 15 to 19/2/2024), SHB will give lucky money to customers who transact at the counter and give an additional 0.08% preferential interest rate to customers who save online.

At the same time, from now until the end of 31/12/2024, SHB offers 18,000 billion VND in favor of individual customers borrowing to meet production and business needs and living needs such as buying a house, buying a car… with interest rates from 6.79% / year. Customers using additional products and services of SHB will be reduced by up to 0.8% / year.

Parallel to cash lucky money and interest rate gifts, lucky draw is also applied at some banks. For example, at Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank), with each deposit of 10 million VND, a 1-month term on the HDBank mobile banking application and at the counter, customers will receive a code to participate in lucky draw. The chance to win is savings books worth up to 1 billion VND / book and thousands of other gifts. The program lasts until the end of 4/3/2024.

Also on the occasion of the Go to Thin 2024 New Year and the 30th anniversary of its establishment, Southeast Asia Commercial Joint Stock Bank (SeABank) dedicates more than 2.3 billion VND to give customers a chance to win prizes with many attractive gifts such as Honda City cars, Honda Vision motorcycles, AJC gold.

Each customer receives multiple lucky numbers when performing one of the types of transactions such as: savings at the counter or online from 50 million VND, a term of 1 month or more; open new or generate credit card transactions; secured loans from 50 million VND/transaction or unsecured loans from 30 million VND/transaction… The program lasts from now until 5/5/2024.