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Vietcombank deposit interest rates for individual customers
In March 2024, the deposit interest rates for individual customers at Vietcombank remain unchanged from February and range from 0.2 – 4.7% per year.
Specifically, the deposit amount with a term of less than 1 month has an interest rate of 0.2% per year; a term of 1 – 2 months has an interest rate of 1.7% per year;
For deposits with a term of 3 months, the applicable interest rate is 2% per year; a term of 6 and 9 months enjoys the same interest rate of 3% per year;
The most preferential interest rate applied by Vietcombank for individual customers is 4.7% per year, for terms of 12 months and above;
Existing non-term deposits have a deposit interest rate of 0.1% per year
Vietcombank deposit interest rate schedule for individual customers in March 2024
|
Term |
VND |
|
Non-term |
0.10% |
|
7 days |
0.20% |
|
14 days |
0.20% |
|
1 month |
1.70% |
|
2 months |
1.70% |
|
3 months |
2.00% |
|
6 months |
3.00% |
|
9 months |
3.00% |
|
12 months |
4.70% |
|
24 months |
4.70% |
|
36 months |
4.70% |
|
48 months |
4.70% |
|
60 months |
4.70% |
Source: Vietcombank.
In addition to counter deposits, Vietcombank is also implementing online deposit services to provide convenience and save time for customers. For this service, Vietcombank currently applies the same interest rate as regular counter deposits, ranging from 0.2 – 4.7% per year.
Vietcombank online deposit interest rate schedule in March 2024
|
Term |
VND |
|
14 days |
0.20% |
|
1 month |
1.70% |
|
3 months |
2.00% |
|
6 months |
3.00% |
|
9 months |
3.00% |
|
12 months |
4.70% |
|
24 months |
4.70% |
Source: Vietcombank.
Vietcombank deposit interest rates for corporate customers
In early March 2024, the deposit interest rates for corporate customers at Vietcombank ranged from 1.6 – 4.2% per year.
Specifically, the interest rate applied to a 1 – 2 month deposit term is 1.6% per year; a 3-month term deposit has an interest rate of 1.9% per year; 6 and 9-month terms have an interest rate of 2.9% per year;
12 – 60-month deposit terms have the highest deposit interest rate of 4.2% per year.
In March 2024, the non-term deposit interest rate for corporate customers at Vietcombank is 0.2% per year.
Vietcombank deposit interest rate schedule for corporate customers in March 2024
|
Term |
VND |
|
Non-term |
0.2% |
|
1 month |
1.6% |
|
2 months |
1.6% |
|
3 months |
1.9% |
|
6 months |
2.9% |
|
9 months |
2.9% |
|
12 months |
4.2% |
|
24 months |
4.2% |
 Source: Vietcombank
Note that the above interest rates are for reference only and may change over time as well as under different market conditions. Customers should contact the nearest Vietcombank branch for detailed information.
Vietcombank is currently one of the largest banks in Vietnam in terms of scale and transaction network. The bank consistently leads the system in terms of operating efficiency, with a profit of over 41,000 billion VND in 2023.
As of the end of 2023, Vietcombank received nearly 1,396 trillion VND in customer deposits, ranking fourth in the banking industry, behind Agribank, BIDV, and VietinBank.
