Aside from working capital, long-term capital is also an essential need for businesses. Understanding the needs of businesses and accompanying them in challenging economic conditions, VietinBank has promptly implemented a large-scale long-term credit program worth up to 130 trillion VND.
In addition to its large scale, this credit package also attracts business customers with super competitive interest rates, starting from 5.6% per year in the first year; only from 5.9% per year in 18 months, and only from 6.5% per year in 24 months.
Among them, the most preferential interest rate is applied by VietinBank to businesses operating in priority sectors according to the orientation of the Government and the State Bank such as electricity, electrical equipment, telecommunications, exporting enterprises, etc.
This is a special credit program, introduced by VietinBank for corporate customers using a variety of products and services of the Bank with flexible preferential interest rates, up to 24 months, helping businesses proactively choose an interest rate option that is suitable for their operations. The program applies to credit contracts with the first disbursement from March 5, 2024, to the end of April 2024, or until there is another announcement from VietinBank.
As a financially strong bank, VietinBank has the ability to finance and arrange capital for large projects and is also one of the few banks that offer preferential interest rates for long-term loans on a large scale in the current period. Along with this credit package, VietinBank has also launched the STEP UP credit package for short-term capital needs of businesses, with a “super huge” scale of up to 300 trillion VND and an interest rate of only 5% per year for short-term loans in VND. These two credit packages are evidence of VietinBank’s commitment to accompany the business community and its efforts to minimize costs, reserving good capital sources for business production and operations.
In addition to enjoying preferential interest rates, businesses coming to VietinBank also receive professional and dedicated advice from an experienced team of officers, and participate in current preferential programs such as exemption from over 20 types of fees when participating in the Business Account Package, exemption up to 100% of transaction fees on the VietinBank eFAST digital banking platform for businesses, receive up to 100 million VND when buying and selling foreign currencies and depositing money in the SME Hưng Thịnh – Phát tài program, and many other attractive incentives.
Businesses with a need for long-term capital can contact the dedicated Customer Service hotline for corporate customers: 1900 558 886 or the nearest Transaction Office/Branch of VietinBank.
(*) The program applies according to VietinBank’s regulations and conditions in each period.
Businesses can register to open payment accounts here.
