Identify the right time to invest
In reality, buying a house is always a goal and one of the important investments in everyone’s life. For people in the Orient in general, and in Vietnam in particular, investing in real estate is not only for living or doing business, but also becomes an asset for future generations. Especially for professional real estate investors and the super-rich, limited real estate in central areas of major cities, especially Hanoi, which has a different value, is always sought after and invested with large sums of money.
The strong price increase of real estate stems from the psychology of Vietnamese people that buying real estate is a safe savings channel, a good reserve for the future. Because even when the market fluctuates up and down, buying and holding for a long period of time is enough for buyers to enjoy a large difference from the increasing price of real estate.
In many recent real estate conferences and seminars, experts share the view that the real estate market has overcome the most difficult period and is having many favorable conditions to enter a new growth cycle, when a series of important laws are about to take effect.
“Catching the wave” in the right segment
Besides the increasing demand, the market also recorded a change in buying behavior. Buyers have become more knowledgeable, cautious, and picky in choosing real estate compared to the previous period. After a period of fluctuations, they only feel secure when reaching out to businesses with financial, legal, quality, progress, and attractive sales policies. Smart investors also prioritize choosing finished products with the purpose of both saving and renting out immediately to generate cash flow.
In the segments, experts assess that inner-city townhouses always keep the best price and always have liquidity, and are also the fastest “running” segment when the market recovers. One of the reasons why townhouses are always attractive to investors is partly due to the rules of supply and demand and the “appetite” for accumulating assets, especially in big cities like Hanoi, Ho Chi Minh City, where the demand for housing and commercial business is increasing, while the central land fund is always limited.
At this time, the market bright spot is concentrated in the neighboring areas, preparing to become a district. In which, the Southwest axis is witnessing the strong breakthrough of Thanh Tri district when it has met 30/34 standards for district establishment.
In addition, according to the planning to 2030, with a vision to 2050, the Hanoi City People’s Committee officially approved the Southwest of the Capital as the key administrative – economic center of the city and received strong investment in infrastructure with many key projects – in which we must mention Chu Van An Boulevard, which increases inter-regional connectivity, helping the traffic infrastructure of this area become more airy.
Not only is the transport infrastructure invested for development, but the social infrastructure of the Southwest capital region also becomes an impressive highlight. This is an area with many administrative agencies, businesses, offices, hospitals, universities, colleges… and a series of other convenient services, leading to a significant increase in housing demand of residents around the area.
In addition to infrastructure and transportation, this area also owns a rare green corridor such as the green tree – water surface system in Chu Van An Park area – which is planned to be the “green lung” in the Southwest of Hanoi.
Inner-city townhouses are still the best performing segment on the market (Illustration: The Helia Subdivision)
In the forecast of “catching the wave” of inner-city real estate in Q2/2024, investors pay special attention to low-rise products of The Manor Central Park Urban Area adjacent to Chu Van An Park, developed by Bitexco Group. With an extremely low construction density of only 20.8% on a total planning area of 89.7ha and a cool green park system including a 6.6ha central park along with 5 “finger parks” and many intertwined internal parks, The Manor Central Park continues to become the focus of the real estate market when recently launching a limited fund of “ProMax house” townhouses in The Helia subdivision.
Fully existed with the superior utility system of the urban area, the high-class townhouses in The Helia subdivision own an optimal and different design to be ready to meet the demand for sustainable business investment and are also an ideal place to settle down.
In the long term, the value of The Helia high-class inner-city townhouses is assessed by investors to continuously increase thanks to the central location of the urban area, which is evaluated by investors as “expensive but worth it”. The investment cash flow is affirmed to create a double profit because the product is available, the legal is complete, the limited edition is modern, sophisticated, and completely different from the products on the market.
Take advantage of leverage from financial policies
In the past, to have capital, small investors often had to choose between mortgaging assets or borrowing money from relatives. But now, borrowing money to buy a house or invest has become much more popular and convenient, especially through credit cash flow. Even if you have enough money, experts often advise investors to take advantage of financial leverage.
Baskets with good loan interest rate policies help investors manage cash flow, contributing to increased investment opportunities (Illustration: The Helia Subdivision)
One of the important reasons for this is that when deciding to support capital and cooperate with a project, banks often conduct appraisals on the financial capacity, legality, and reputation of the investor. The larger the project, the more prestigious the investor, the cooperation with big and reputable banks is also one of the guarantees that bring confidence and good financial support to investors. If investors take advantage of and use this loan capital, they can be completely assured and enjoy the best offers from both the bank and the investor.
Sharing about this, the representative of Bitexco Investor said that at The Manor Central Park urban area (Urban area of the Southern Ring Road), the cooperation between Bitexco and Vietcombank for new purchase contracts for The Helia subdivision townhouses will bring proactive advantages in cash flow for investors with super preferential payment policy: 0% interest rate in 36 months and “need to pay off after 3 years”.
