This year's credit growth target has been set lower than in 2025, limiting the lending expansion capacity of many banks. In this context, banks are compelled to accelerate their revenue diversification strategies, gradually reducing reliance on traditional interest income from credit.
Over the past five years, apartment prices in Hanoi have surged by an average of 26% annually, now standing 200% higher than in 2019. Moving into 2026, condominium prices in Hanoi are expected to continue their upward trajectory, though the rate of increase may moderate compared to previous periods.
According to VCBS analysts, the steel industry's overall profit is projected to grow by 22% in 2026. However, this growth will be unevenly distributed, with the largest share going to companies that possess a significant advantage in upstream production capacity.