In a recent move, NCB has reduced its interest rates by an average of 0.1 percentage points for the An Phu savings scheme, applicable for tenures ranging from 6 to 11 months.
Specifically, the interest rate for savings accounts with a 6 to 7-month tenure has been lowered to 5.45% per annum, while the rate for 8 to 9-month tenures stands at 5.5% per annum. The bank is offering an interest rate of 5.6% per annum for 10-month tenures and 5.65% per annum for 11-month tenures.
The interest rates for other tenures remain unchanged. The 1-month tenure attracts an interest rate of 3.9% per annum, while the 2-month and 3-month tenures offer 4.1% and 4.2% per annum, respectively. For tenures of 4, 5, and 12 to 60 months, the interest rates are 4.3%, 4.4%, and 5.8% per annum, respectively.
NCB’s latest savings interest rates.
Traditional savings interest rates have also been adjusted downward by 0.1 percentage points for tenures ranging from 6 to 11 months. Following this change, the savings interest rates now fluctuate between 3.8% and 5.7% per annum for tenures ranging from 1 to 12 months.
Interest rates for business customers.
NCB has not made any changes to the interest rates for business savings accounts.
According to statistics, since the beginning of November, 14 banks have adjusted their deposit interest rates, including BaoViet Bank, HDBank, GPBank, LPBank, Nam A Bank, IVB, Viet A Bank, VIB, MB, Agribank, Techcombank, ABBank, VietBank, and NCB.
Duc Anh
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