Simple Insurance, Maximum Benefits for the Young

Rising Demand for Accessible Insurance Solutions

Young Vietnamese individuals, especially those aged 25 to 35, are increasingly recognizing the importance of building a solid financial foundation to cope with life’s uncertainties and ensure a stable future. This trend is not limited to a specific demographic or country.

According to a 2023 report by Northwestern Mutual in the United States, nearly 50% of surveyed millionaires admitted to still worrying about the safety of their financial plans, while over a third were concerned that their current savings might not be sufficient for the long term. This indicates that financial pressure is a significant concern, regardless of income level, especially with rising living costs and a volatile global economy.

In Vietnam, young people are facing similar worries. They are not only seeking to protect their finances from unexpected risks but also desiring solutions that help them accumulate wealth efficiently, serving significant goals such as owning their first home, starting a family, raising children, investing, or preparing for retirement. Financial planning has become essential for achieving peace of mind and long-term stability.

Minh Anh, a 25-year-old from Hanoi, shared, “I used to think that insurance was only for those with families or the elderly. But after working for a while, I realized that insurance is not just a financial safeguard but also a smart money management solution. It gives me peace of mind against unforeseen events and even helps me accumulate funds for my big dreams, like the European vacation I’ve always wanted.”

Indeed, many young people like Minh Anh are prioritizing understandable, transparent, and affordable insurance products that meet their financial needs during their early career stages.

Flexible Financial Solution, Ideal for Young Adults

To meet the growing demand, Dai-ichi Life Vietnam has launched a new life insurance product, An Lộc Tích Lũy Thịnh Vượng, an optimal choice for young adults embarking on their insurance journey. This product offers not only long-term financial security but also incorporates an attractive accumulation feature, aligning with the goal of building a solid future.

Specifically, if the insured individual unfortunately suffers from Total and Permanent Disability before the age of 71 or passes away during the insurance period, Dai-ichi Life Vietnam will pay out the greater amount between 100% of the Sum Assured or Total Paid Premiums. This benefit provides timely financial support to the policyholder and their family to overcome these challenging times.

Dai-ichi Life’s An Lộc Tích Lũy Thịnh Vượng offers long-term financial protection and attractive accumulation opportunities

One of the product’s special features is its attractive maturity benefit. If the policy ends without any insurance events occurring, the policyholder will receive back the total paid premiums, with a refund ratio of up to 115%. This benefit not only provides peace of mind but also encourages disciplined financial management, supporting the realization of future plans.

An Lộc Tích Lũy Thịnh Vượng is designed for customers from 30 days old to 60 years old, offering flexible contract durations of 10, 15, 20, or 25 years. Notably, depending on the age of entry, customers can be protected up to the age of 75, ensuring peace of mind on their long-term journey.

Flexible Insurance Planning

Another standout feature of this product is its ability to be combined flexibly with various supplementary insurance products, such as health insurance, hospital cash benefits, or critical illness coverage. This allows customers to extend their financial protection according to their actual needs. As a result, the product caters to a wide range of customers, from young adults new to insurance to families seeking comprehensive and effective protection.

In addition to the traditional agent channel, Dai-ichi Life Vietnam distributes An Lộc Tích Lũy Thịnh Vượng through reputable financial partners nationwide, including Sacombank, LPBank, ABBank, SHB, Bac A Bank, and VNPost. This diverse distribution network and extensive branch system make it convenient for customers to access and choose the most suitable product.

Amidst today’s volatile economic landscape, choosing an insurance product that combines accumulation and protection is essential for customers to confidently pursue their future goals, ensuring long-term financial peace of mind and stability.