Personal finance has always been a topic of great interest, especially for today’s youth. In a complex world, young people often wonder how to manage their money wisely and achieve financial freedom without the constant worry.
Among them are dynamic, creative, and ambitious young individuals like our guest, who have a clear vision for their finances and life. They know how to invest wisely and optimize their money from the very beginning. They understand that in today’s world, personal finance is not just about how much you earn but also how effectively you use and manage it.
In the third episode of our podcast series, Unraveling the Auto-Profit Wave, we invite you to explore the personal finance journey of our special guest, Miss Intercontinental 2022, Le Nguyen Bao Ngoc.

Not only is Bao Ngoc a beauty queen, but she’s also an outstanding student, majoring in Business Administration at the University of Houston with an impressive IELTS score of 8.0 and a tall stature of 6’1″. She has recently taken on the role of Executive Director for the Miss World Vietnam 2025 pageant. Born in 2001, she represents a new generation of intelligent and energetic youth who are determined to find smart financial solutions to support their personal growth and career development.
In our conversation, Miss Le Nguyen Bao Ngoc shared that auto-profit is not about “complicated finance.” She emphasized that anyone, regardless of their circumstances, can start with small steps, even with the balance in their payment account that is usually just waiting to be spent.

Our podcast, “Unraveling the Auto-Profit Wave,” will take listeners through practical and useful insights on how modern financial solutions like Techcombank’s Auto-Profit can help them optimize their assets and achieve long-term financial goals.
Our guests will not only answer financial questions but also inspire us with their stories on how to take charge of our personal finances effectively. You’ll hear insightful analyses and relatable narratives about using auto-profit solutions, understanding why it’s called a “wave,” and why it’s a market-leading solution for idle money optimization.
Don’t miss this special podcast episode, airing at 10 AM on May 7th across the CafeF ecosystem, including its website and social media channels such as Facebook and TikTok.
“Unraveling the Auto-Profit Wave,” a collaboration between Techcombank and CafeF, reveals authentic financial stories.
The daily 5-minute podcast is available at 10:00 AM on CafeF.vn, CafeF Fanpage, and CafeF Tiktok. Download the app to experience Auto-Profit here
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