So what makes Techcombank confident that “Automatic Profit” is unique and without compromise? Let’s find out.
24/7 Flexibility – No Extra Steps
One of the most notable features of Automatic Profit is the ability to spend flexibly 24/7 on the entire account balance. In reality, many similar products mention flexible spending, but only Techcombank Automatic Profit offers complete flexibility 24/7 for all account transactions, with no extra steps required to spend while ensuring continuous profit.
This provides maximum convenience, helping customers optimize profits of up to 4%/ year on the entire balance while maintaining liquidity like a regular payment account.
No Minimum Threshold – Optimized Returns for All Balances
Unlike other financial products in the market, where account balances are often divided into two parts: a minimum balance that earns a low non-term interest rate and a balance above the threshold that earns a higher return, Techcombank’s Automatic Profit completely eliminates this barrier. The entire balance in the account, no matter how small or large, earns a return that is 40-80 times higher than the normal interest rate.
This is especially beneficial for millions of Vietnamese customers, who are used to having insignificant profits on their payment account balances. Techcombank has turned this “idle” money into a stable source of profit, bringing superior financial value.
Contributing to the Completion of Comprehensive Financial Solutions
Automatic Profit is not just a standalone product but also a part of Techcombank’s ecosystem of comprehensive financial solutions, serving each customer segment. This product is integrated with attractive promotions and continuously updated with new versions to increase its value.
Ms. Nguyen Van Linh, Deputy Director of Techcombank’s Retail Banking Division, shared: “With superior product development capabilities, Techcombank not only pioneers in bringing breakthrough financial solutions to customers and Vietnamese people but also continues to accompany them on their financial journey and personalized experiences.”
In addition to Automatic Profit, Techcombank customers also enjoy a full range of services to optimize their financial experiences, such as Techcombank Rewards, free electronic fund transfer transactions (Zero Fee), or convenient and modern payment solutions.
Pioneering the Trend of Digital Banking
The success of Automatic Profit lies not only in the number of over 3.3 million customers but also in the fact that this product has inspired a new wave in the Vietnamese financial market. Techcombank is confident that its product leads the way due to the perfect combination of technology, customer understanding, and superior experience.
“I can assure you that Techcombank’s Automatic Profit is very different. We apply technology, artificial intelligence (AI), and have many connections between different products to make Automatic Profit truly work,” said Mr. Jens Lottner, CEO of Techcombank, to the bank’s shareholders at the recent 2024 Annual General Meeting held in Hanoi at the end of April, when shareholders asked about Automatic Profit in the current market.
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