“Brokerage Firm Offers 50 Billion Margin Credit Line with 8% Interest Rate to Support Investors”

Exclusive Perks for VPBankS’ VIP Clients

Vietnam’s stock market is witnessing robust growth with the official launch of the KRX trading system on May 5th. This is expected to boost liquidity and trading volume, leading to an increased demand for financial leverage among investors. While there are numerous margin lending programs available, offering common limits ranging from several hundred million to several billion VND, specialized products catering to professional investors with high financial leverage needs and high-frequency trading are scarce.

According to surveys of most securities companies, to obtain margin lending in the billions, customers need to undergo a thorough assessment and approval on a case-by-case basis. Moreover, high margins are typically restricted to specific stocks. Securities companies with transparent and clear high-margin policies, specifically tailored for professional investors, can be counted on one hand.

This situation arises not only from product considerations but also from the financial constraints of many securities companies. As of Q1 2025, the total margin lending balance across the market hit a new record of 280 trillion VND, causing many companies to reach their lending limits due to capital constraints.

VPBank Securities Company (VPBankS) stands out as one of the few entities with strong financial capabilities to accompany professional investors in the long run. With one of the highest charter capitals in the industry, reaching nearly 17.7 trillion VND as of Q1 2025, VPBankS still has room to lend up to 22.63 trillion VND.

Leveraging this advantage, VPBankS has introduced an exclusive VIP Margin policy as part of its 3rd-anniversary celebration, offering a debt limit of up to 50 billion VND per account and competitive interest rates starting at 8%/year. This program applies to both new and existing accounts, with transparent and clear procedures. It is one of the few policies in the market offering such high borrowing limits, which typically require exceptional approval and complex processes.

For new investors, the VIP Margin benefits are determined based on the customer’s trading history or net asset value (NAV) at VPBankS. Customers can enjoy a margin interest rate of 8.5%/year if their NAV exceeds 10 billion VND per account. For existing VPBankS clients, the interest rate can be as low as 8%/year if they achieve high trading volumes and debt turnover.

Typically, margin interest rates are directly proportional to the loan amount and potential risks: the higher the loan, the higher the interest. However, VPBankS’ exclusive offer for investors reverses this trend, with interest rates starting at just 8%/year – significantly lower than the market average (ranging from 11.5% to 14%/year). This rate is also equivalent to or lower than short-term promotional programs usually intended for small-scale investors with limits below 5 billion VND.

Diverse Privileges, Accompanying Investors

Alongside this special policy targeting professional investors, VPBankS also introduces a series of programs to commemorate its 3rd anniversary, catering to all segments to express gratitude for the investors’ companionship.

To maximize investors’ profits when riding the waves in a volatile market, VPBankS recently increased the limits and offered attractive interest rates for its eMargin T+ product. New and existing customers can now access three appealing packages: 5-day, 10-day, and 15-day loans with 0% interest for the first 5 days. Simultaneously, the preferential loan limit has been raised from 3 billion to 15 billion VND, an exceptionally high figure in the securities industry.

Additionally, from April 1st to December 31st, 2025, VPBankS launched the Loyalty – Khách hàng thân thiết 2025 program to enhance customer value through a point accumulation, tier classification, and gift redemption mechanism. Through investment transactions at VPBankS, customers can accumulate Loyalty points and redeem gifts directly on the NEO Invest application, including e-vouchers, tech gifts, investment benefits, and more.

At the beginning of 2025, VPBankS also introduced an ultra-preferential combo of margin interest rates and transaction fees exclusively for new investors or those who had not traded for three months. With this combo, customers enjoy an interest rate of only 7.9%/year and a limit of up to 3 billion VND, along with unlimited free transactions on both regular and margin accounts.

To avail of these exclusive privileges, customers can open a VPBankS account here: https://vpbanks.onelink.me/XNEk/2pvlgkqv

After three years as the only securities company in the financial ecosystem of VPBank, VPBankS has made remarkable progress, boasting one of the highest charter capitals in the market at 15 trillion VND. VPBankS is also among the top 10 securities companies with the largest margin lending balances and has ample room for future growth.

VPBankS has built a comprehensive ecosystem, integrating personalized products, platforms, and services tailored to individual risk appetites, fully meeting the investment needs of its customers.