Toyota Financial Services Launches Attractive Loan Package to Lure Buyers.

Attractive Financial Offers Make Car Ownership a Reality

In the ever-evolving automotive industry, Toyota takes a multifaceted approach with a diverse range of products to cater to various customer segments. To remove the final barrier of down payment and installment costs, Toyota Financial Services Vietnam (TFSVN) joins hands with Toyota Vietnam and its dealer network to offer attractive interest rates starting from 1.99%/year (fixed for 6 months). With this offer, customers only need to make a minimum down payment of 15% of the vehicle’s price and enjoy a repayment period of up to 8 years.

A prime example is the Vios – a popular model known for its affordability. With an interest rate of 1.99%/year fixed for the first 6 months and 8.99%/year fixed for the subsequent 6 months, the manual transmission version with a listed price of 458 million VND can be owned with an initial payment of just 69 million VND. This low down payment option makes car ownership more accessible to first-time buyers, young families, and small businesses without straining their finances.

Additionally, the extended repayment period of up to 8 years allows buyers to spread their monthly payments to match their income. For instance, for a loan of 366 million VND for the Vios, combined with a 25% residual value under the Balloon loan package, customers only need to pay approximately 3.8 million VND per month. Similarly, for the versatile MPV models like the Veloz Cross and Avanza Premio, with an interest rate of 5.99%/year fixed for the first 6 months and 7.99%/year fixed for the next 6 months, the monthly payment is as low as 4.7 – 5.4 million VND.

Attractive interest rates starting from 1.99%/year for Toyota models in May

Overall, this payment structure is considered reasonable by many individual customers looking to upgrade from motorcycles to cars. Even for those in the transportation business, spending around 4-5 million VND per month to own a vehicle that serves both personal and business needs is a worthwhile consideration.

Preferential Interest Rates for Hybrid Models

In line with Toyota Vietnam’s efforts to promote Hybrid vehicles, TFSVN offers an attractive interest rate of 5.49%/year fixed for the first 6 months and 7.49%/year fixed for the next 6 months for the Corolla Cross & Yaris Cross Hybrid models. This offer applies to both family and business customers, with a quick and efficient loan application process.

Vietnamese consumers are increasingly favoring Hybrid models for their powerful performance, fuel efficiency, and straightforward ownership costs.

The preferential interest rate policy is seen as a driving force behind the growth of Toyota’s Hybrid models in the Vietnamese market. In fact, sales of Toyota’s Hybrid vehicles have been on a continuous upward trajectory in recent months, reflecting the growing interest of Vietnamese consumers in this segment. With the cost of ownership and monthly installments made more affordable, combined with the 50% registration fee incentive offered by Toyota Vietnam, the acceptance of Hybrid vehicles, and Toyota models in general, is expected to become even more positive.

The promotional interest rate program from TFSVN is valid until May 31, 2025. Together with supportive policies such as principal grace periods and streamlined loan procedures at Toyota dealerships, the program helps customers save time and makes owning a Toyota vehicle a more accessible reality.