“Nam A Bank Achieves Over 97% Online Transaction Rate”

This year’s theme for the “Digital Transformation in Banking” event is “Smart Digital Ecosystem in the New Era.” The message emphasizes the banking sector’s commitment to placing people and businesses at the center of its services, promoting innovative products and services, and developing a smart digital ecosystem.

The event, organized by the State Bank with the participation of domestic and foreign credit institutions and technology companies, left a strong impression. It not only provided practical experiences for businesses and individuals but also affirmed the banking sector’s determination to innovate and pioneer digital transformation nationwide.

With a strategy to become a pioneer in implementing an inclusive finance model, Nam A Bank has quickly adapted to and embraced the technology wave. This approach is based on two main pillars: “digitization” and “greening.” By doing so, the bank aims to provide products and services that meet the diverse and evolving needs of its customers.

Nam A Bank’s digital ecosystem, including Robot OPBA, Open Banking, and OneBank, boasts advanced technology that offers seamless and superior experiences to its customers. Today, the usage rate of Nam A Bank’s digital services and products is increasing. Online transactions now account for over 97% of the bank’s total transfer and payment transactions.

Nam A Bank showcases innovative solutions and technologies at the “Digital Transformation in Banking 2025” event

Nam A Bank has completed the integration of QR code payment systems with cross-border payment systems in Thailand, Cambodia, and Laos. This enables customers to pay for goods and services abroad using QR codes directly through Open Banking.

The bank has continuously expanded its digital transaction points, now boasting a network of over 130 OneBank locations nationwide. This network plays a crucial role in Nam A Bank’s long-term development strategy, harmoniously combining traditional and modern business models.

Additionally, Nam A Bank has launched its Visa Platinum and Infinite credit cards with impressive designs, enabling contactless payments, e-wallet links, and Open Banking integration. This helps customers effectively manage their spending and provides a wider range of choices.

The bank has also strengthened its partnerships with leading technology companies such as Microsoft, IBM, Oracle, Mobifone, VNPOST, and VNpay. These collaborations diversify financial solutions, optimize operating costs, increase transparency, and enhance operational efficiency.

A representative from Nam A Bank shared: “In the era of the digital boom, building a smart and well-connected digital ecosystem is the key to the bank’s sustainable development. This event is an opportunity for the bank and other credit institutions to reinforce a shared vision of a modern, dynamic, and safe banking sector that optimally serves the needs of all Vietnamese people and businesses.”

For several consecutive years, Nam A Bank has been ranked among the top banks in various criteria, including technical infrastructure, human resource infrastructure, and the application of information technology in internal operations (core banking and electronic payments) by Vietnam ICT Index. The bank has also been recognized by renowned technology and digital transformation organizations through prestigious awards: “Vietnam Digital Transformation Award 2024,” “Most Innovative Digital Banking Ecosystem in Vietnam 2024,” and “Most Innovative Open Banking in Vietnam 2024.”