HDBank Offers Competitive Deposit Interest Rates for Over-the-Counter Customers in June 2025
As of June 2025, HDBank’s over-the-counter deposit interest rates range from 0.5% to 8.1% per annum.
For terms below 1 month, HDBank offers an interest rate of 0.5%/year; terms of 1-2 months earn an interest rate of 3.35%/year; while terms of 3-5 months enjoy an interest rate of 3.45%/year. The bank offers an interest rate of 5.2%/year for 6-month terms, and 4.6%/year for terms of 7-11 months.
For 12-month terms, HDBank offers an interest rate of 7.7%/year for deposits of 500 billion VND and above, while deposits below 500 billion VND earn an interest rate of 5.5%/year.
For 13-month terms, the interest rate remains at 8.1%/year for deposits of 500 billion VND and above, and 5.7%/year for deposits below that amount.
Terms of 15 and 18 months offer interest rates of 5.9%/year and 6.0%/year, respectively. Longer terms of 24-36 months earn an interest rate of 5.4%/year.
In addition to end-of-term interest payments, HDBank also offers various interest payment options with the following interest rates: Advance interest payment: 3.25% – 5.4%/year; Monthly interest payment: 3.35% – 5.7%/year; Quarterly interest payment: 4.5% – 5.7%/year; Semi-annual interest payment: 5.1% – 5.8%/year; Annual interest payment: 5.2% – 5.3%/year.
HDBank’s Over-the-Counter Deposit Interest Rates as of June 2, 2025
Source: HDBank
HDBank’s Online Savings Interest Rates for June 2025
As of June 2025, HDBank’s online savings interest rates range from 0.5% to 5.3% per annum.
Specifically, for terms below 1 month, the interest rate is 0.5%/year; the interest rate for terms of 1-2 months is 3.85%/year; terms of 3-5 months earn an interest rate of 3.95%/year; the interest rate for a 6-month term is 5.3%/year; terms of 7-11 months enjoy an interest rate of 4.7%/year; the interest rate for a 12-month term is 5.6%/year; the interest rate for a 13-month term is 5.8%/year; the interest rate for a 15-month term is 6.0%/year; the interest rate for an 18-month term is 6.1%/year, the highest offered by the bank; and terms of 24 and 36 months have the same interest rate of 5.5%/year.
With a maximum interest rate of 6.1%/year for the 18-month term, HDBank continues to be one of the banks offering the highest deposit interest rates in the market today.
HDBank’s Online Deposit Interest Rates as of June 2, 2025
Source: HDBank
