In April, MBS introduced promotional margin loans with attractive T+3 and T+5 terms. With these offers, customers enjoy interest-free borrowing for the first three days or a discounted rate of 5% for the first five days. After this promotional period, a competitive rate of 12.5% per annum is applied.
Alternatively, SSI offers a T7 package, providing customers with interest-free margin loans for the first seven days. From the eighth day onwards, a rate of over 16% per annum is charged.
Following the promotional interest-free period, customers typically face relatively high fixed-margin rates ranging from 12% to 16% per annum.
Meanwhile, a foreign securities company known for its low-fee policies has joined the fray. Pinetree has introduced flexible and competitive margin loan packages, including the standout P-Zero offer. This promotion provides new margin customers with interest-free borrowing for up to 30 days. It applies to new account openings and existing customers who have not utilized margin facilities in the past six months. From the 31st day onwards, a fixed rate of 9.9% per annum is charged, which is significantly lower than the market average of 12-16%.
In addition, Pinetree has launched other flexible margin packages, such as P-5.9% (5.9% margin interest for 90 days) and P-6.8% (6.8% margin interest for 30 days with a limit of VND 5 billion per day). These long-term policies have no set expiration date.
This is the first time the company has implemented such flexible margin interest policies, coupled with a range of low fixed fees. Backed by Hanwha Group and a comprehensive digitalization strategy, Pinetree is one of the few securities companies able to offer such competitive fee policies to investors.
Investors can choose and easily register for one of these new margin packages directly on Pinetree’s trading app or web platform here.
A Brokerage Firm Launches Margin Loan Package with 6.6% Interest, Up to VND 3 Billion Credit Limit
In the midst of a robust stock market recovery, VPBank Securities slashes margin interest rates to an all-time low of just 6.6%/year. This unprecedented offer is accompanied by a host of other benefits, including lifetime waiver of trading fees, loyalty points redeemable for gifts upon account opening, and exciting gaming rewards.
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If tariffs are considered a stern test of the stock market’s health, then the VN-Index’s journey from 1,300 points, falling below 1,100, and then rebounding to 1,335 can be interpreted in two ways: either as a reflection of the robust fundamentals of listed companies or as a manifestation of investors’ unwavering optimism.
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The market-wide margin surge, unaccompanied by a proportional uptick in liquidity, indicates a heightened level of risk in the stock market.
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