From Practical Needs to Smart Finance for Vietnamese
Launched on June 18, 2025, SHB SAHA is a comprehensive upgrade of the SHB Mobile digital banking platform. Built with a modern core technology, a user-friendly interface, superior processing speed, and international PCI DSS security standards, the app not only inherits the spirit of connecting two regions, “Saigon – Hanoi,” but also embodies SHB’s aspiration to connect people from all regions to smart, safe, and humane digital finance.
With its Omni-channel platform, SHB SAHA delivers a seamless and consistent experience across all channels, including the mobile app, website, and transaction counters. Whether it’s opening an account, transferring funds, paying bills, saving, or using services such as insurance, consumer loans, or scanning QR codes, customers can access consistent and connected information and services from any channel, at any time, and anywhere, 24/7.
SHB SAHA is not just a digital bank but a comprehensive personal finance platform.
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Specially, in terms of experience design, each operation, interface, and service of SHB SAHA has been optimized to fit the modern lifestyle, the younger generation’s tastes, and the increasingly personalized needs of new-generation digital users. SHB has comprehensively upgraded its transaction processing system, ensuring smooth processing and high stability even during peak hours. Users can experience the difference with QR payments taking only a few seconds and instant and uninterrupted fund transfers.
According to SHB’s representative: “Digital transformation is not just about technology but about changing the way we serve our customers. We developed SAHA with a clear goal: to deliver banking services that meet our customers’ needs, at the right time and in the way they want.”
Accompanying Customers in Building a Digital Future
SHB SAHA is a concrete step toward realizing SHB’s vision of “Bank of the Future.” This model integrates cutting-edge technologies such as AI, Big Data, and Machine Learning and aligns with the strategic pillars of digital transformation: personalized experiences, automated operations, digitized customer journeys, data-driven growth, and expanding the smart digital ecosystem.
This journey is not just about modernizing the bank but also about accompanying the nation in implementing Resolution 57: Building a digital economy and society, innovating the growth model, and enhancing national competitiveness through effective digital transformation.
Each SAHA user will not only be a customer of a bank but also a companion on a larger journey – the journey of digital transformation for the community, the nation, and a prosperous future.
SHB has set a clear goal to become the most favored digital bank by 2028, ranking first in efficiency and leading in retail banking experience. By 2035, SHB aims to become the region’s top green and digital bank.
With the SAHA platform and a customer-centric spirit, SHB is not just transforming itself but also contributing to shaping an open, flexible, green, and innovative financial ecosystem, in line with the strategic resolutions of the Party and the Government for the new era.
Gamification integrated into the SHB SAHA app offers exciting experiences for players.
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During this time, to inspire interaction and spread the joy of experiencing digital banking within the community, SHB simultaneously launched the “SAHA Alliance” gamification program with a total prize value of over VND 3 billion. Every transaction and interaction can earn points, collect Spirit Beasts, and enter an exciting digital world where users are inspired to explore, use, spread, and become ambassadors of the SAHA digital bank. It’s not just about rewards but about connecting the community of users, in line with the philosophy: Digital transformation must start with and for the people.
Empowering People, Building Rural Resilience, and Unlocking Agricultural Potential
“In a pivotal address at the conference on the evening of June 22, Prime Minister Pham Minh Chinh outlined four key orientations and three pioneering roles for farmers. He emphasized that these form the foundation for the country’s next phase of development, marking a significant step forward in the two-tier government model that will come into effect on July 1, 2025.”
“Market Volatility: BSR’s Opportunity to Accelerate”
The global oil market in the first half of 2025 remained volatile due to escalating geopolitical tensions, particularly the armed conflict between Iran and Israel, which disrupted supply chains, caused supply disruptions, and led to erratic price movements in Brent crude oil. In Vietnam, oil refineries, including the Dung Quat Refinery operated by Binh Son Refining and Petrochemical Company Limited (BSR), faced a double challenge of cheap import competitors and fuel price instability.
“Major City Residents Locked Out of Websites: Hanoi and Ho Chi Minh City Affected as Web Access is Restricted.”
From July 1st onwards, the provincial-level public service portal interface will be temporarily shut down, with the closure extending to ministry-level public service portals throughout February 2026.
A Business Offers Free E-Invoicing Software for Small Businesses: Claim it Now!
“Small businesses will be thrilled to discover that they are eligible for a complete waiver of fees for a range of essential software tools. This includes electronic invoicing software initiated from cash registers, remote digital signatures, accounting software, and retail management software. These tools are invaluable assets for any small business, offering streamlined efficiency and effective management solutions.”
“SHB’s Integrated Payment Solutions: A Presentation to Prime Minister Pham Minh Chinh.”
“As a prominent player in the banking industry, Saigon – Hanoi Commercial Joint Stock Bank (SHB) is proud to unveil its cutting-edge integrated payment solutions and a glimpse into the future of banking at the 2025 Digital Transformation in Banking event. SHB’s innovative offerings promise convenience and efficiency for administrative units, along with a revolutionary model for the Bank of the Future (BOF), showcasing its commitment to bringing transformative improvements to the financial landscape.”
