“Financial Leverage: The Ultimate Tool for E-commerce Sellers to Gain an Edge”

Introducing a series of specialized activities exclusively for the TikTok seller community – one of the fastest-growing online distribution channels today.

At these events, BIDV introduces a comprehensive financial ecosystem, designed to fit the unique operational characteristics and practical needs of sellers, whether they are enterprises, households, or individuals operating on the TikTok platform. The solutions focus not only on optimizing capital and reducing operating costs but also on enhancing financial capabilities, improving cash flow, and increasing access to credit, thereby providing a foundation for sellers to develop their businesses in a systematic and sustainable manner.

In Hanoi, BIDV, in collaboration with the Department of E-Commerce and Digital Economy (Ministry of Industry and Trade), and TikTok, organized a special program themed “Long-term Business – Starting with Compliance.” The event aimed to encourage and support households in their pursuit of breakthrough opportunities, raising awareness about taxes and e-commerce to enhance professionalism and foster solid growth in an increasingly transparent legal environment. Gathering over 700 sellers and businesses nationwide, the event provided a platform for relevant parties to share information, policies, and practical experiences in the process of transitioning to a new business model.

During the event, BIDV shared insights on the “transition from household business to enterprise.” Registering as an enterprise brings not only legal compliance but also strategic benefits, such as: Enjoying tax exemption policies for small and medium-sized enterprises in the first three years of establishment to reduce operating costs and optimize profits; Easily accessing preferential credit packages and loans from banks specifically designed for small and medium-sized enterprises transitioning from household businesses; Enhancing credibility and expanding the scale and market reach of the business.

BIDV also introduced customers to a comprehensive and seamless digitalization journey, from automatic account opening through eKYC, efficient cash flow management with BIDV QR, to profit optimization via automatic profit-generating deposits. Additionally, BIDV offered a solution for flexible capital access with preferential interest rates through unsecured credit cards, enabling enterprises to confidently manage their financial plans.

In Ho Chi Minh City, the TikTok SMB Summit 2025, themed “Unlock the Next Chapter,” became the year’s largest gathering for the seller community, content creators, and strategic partners of TikTok, creating a space for connection, trend-sharing, and effective business solutions in the digital age.

BIDV reaffirmed its pioneering role in accompanying sellers on the TikTok e-commerce platform, not only through financial products but also through comprehensive consulting and support, guiding customers towards building sustainable and efficient business models.

At the event, BIDV presented comprehensive, flexible, and capital-optimized financial solutions for customers, including: Production and business loan packages with preferential interest rates starting from 4.5%/year, supporting quick access to capital for business expansion; Up to 6% cashback on TikTok advertising transactions when using BIDV credit cards, helping to save marketing costs; Up to VND 500,000 cashback when linking BIDV accounts with sales management software, improving operational efficiency; Free notification feature for incoming payments through the BIDV SmartBanking application, enabling sellers to instantly and accurately track their cash flow.

BIDV representative presents a gift to the lucky customer who won the special prize at the TikTok SMB Summit 2025

In addition to the lucky draw for customers attending the event, BIDV also offered an attractive lucky draw program for all customers who registered for the BIDV SmartBanking online service. Specifically, from June 25 to July 25, 2025, customers who open a new BIDV SmartBanking account and enter the code “TIKTOK” in the characteristic introduction section will have the opportunity to participate in a lucky draw with attractive prizes: 01 MacBook Pro 14-inch M4 laptop; 03 iPad mini 7; 20 Xprinter 490B USB single-order printers.

Earlier, on June 11, 2025, BIDV, in collaboration with the Department of E-Commerce and Digital Economy (Ministry of Industry and Trade), organized a signing ceremony for a Memorandum of Understanding on e-commerce development, marking a new step in the effort to build a modern, efficient, and sustainable e-commerce system in Vietnam. The partnership with the TikTok platform and the engagement with the community during the two major events in Hanoi and Ho Chi Minh City further demonstrate BIDV’s long-term commitment to supporting the development of the digital economy and promoting cashless payments. Through flexible, modern, and cost-effective financial solutions, BIDV facilitates enterprises, households, and traders in accessing efficient financial resources, thereby enhancing their competitiveness, maximizing profits, and confidently embarking on a journey of sustainable business development in the digital age.