ACB’s Deposit Interest Rates for Over-the-Counter Services in July 2025
According to observations at the beginning of July, Asia Commercial Joint Stock Bank (ACB) continues to apply deposit interest rates for customers making deposits at the counter, with interest payable at maturity, ranging from 0.5% to 4.5% per annum.
Specifically, ACB offers an interest rate of 0.5% per annum for tenors of 1-3 weeks; 1-month tenor has an interest rate of 2.3% per annum; 2-month tenor is at 2.5% per annum; 3-month tenor is at 2.7% per annum; 4-month tenor is at 2.9% per annum; 5-month tenor is at 3.1% per annum ; 6-month tenor is at 3.5% per annum; 9-month tenor is at 3.7% per annum; and 12-month tenor stands at 4.4% per annum.
ACB offers a deposit interest rate of 4.5% per annum for long-term tenors ranging from 13 to 36 months. For the 13-month tenor, customers depositing 200 billion VND or more will enjoy a preferential interest rate of 6.0% per annum .
ACB’s Deposit Interest Rates for Over-the-Counter Services in July 2025
Source: ACB
In addition to interest payable at maturity, ACB offers other flexible interest payment options: Quarterly interest payment: Interest rates range from 4.30% to 4.4% per annum; Monthly interest payment: Interest rates range from 2.45% to 4.35% per annum (For the 13-month tenor, a minimum deposit of 200 billion VND earns an interest rate of 5.9% per annum); Interest payment in advance: Interest rates range from 2.25% to 4.2% per annum
Moreover, ACB introduces Phúc An Lá»™c and TÃch LÅ©y TÆ°Æ¡ng Lai savings packages for customers to choose from, with the highest interest rate reaching 4.7% per annum.
ACB’s Online Deposit Interest Rates for July 2025
For online deposits via the banking app, ACB’s deposit interest rates range from 0.5% to 5.1% per annum for interest payable at maturity.
Specifically, ACB applies an interest rate of 0.5% per annum. The interest rates for other tenors at ACB are categorized by deposit amounts. Details are as follows:
Deposit amount below 200 million VND: The interest rate for a 1-month tenor is 3.1% per annum; 2-month tenor is at 3.2% per annum; 3-month tenor is at 3.5% per annum; 6-month tenor is at 4.2% per annum; 9-month tenor is at 4.3% per annum; and 12-month tenor is at 4.9% per annum.
Deposit amount from 200 million VND to below 1 billion VND: The interest rate for a 1-month tenor is 3.2% per annum; 2-month tenor is at 3.3% per annum; 3-month tenor is at 3.6% per annum; 6-month tenor is at 4.3% per annum; 9-month tenor is at 4.4% per annum; and 12-month tenor is at 5.0% per annum .
Deposit amount from 1 billion VND to below 5 billion VND: The interest rate for a 1-month tenor is 3.25% per annum; 2-month tenor is at 3.35% per annum; 3-month tenor is at 3.65% per annum; 6-month tenor is at 4.35% per annum; 9-month tenor is at 4.45% per annum; and 12-month tenor is at 5.05% per annum .
Deposit amount of 5 billion VND or above: The interest rate for a 1-month tenor is 3.3% per annum; 2-month tenor is at 3.4% per annum; 3-month tenor is at 3.7% per annum; 6-month tenor is at 4.4% per annum; 9-month tenor is at 4.5% per annum; and 12-month tenor stands at 5.1% per annum .
Thus, the highest online deposit interest rate offered by ACB for a 12-month tenor ranges from 4.9% to 5.1% per annum, depending on the deposit amount.
ACB’s Online Deposit Interest Rates for July 2025
Source: ACB
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