Light Buying – Early Words from Super Relaxing Policy

Information from DKRA Realty – Marketing and Distribution Master Agency, after two consecutive sold-out rounds, The Emerald 68 continues to make a big move with a super-relaxed policy, light finances for 200 Mega tower units – the most beautiful tower in the project.

Accordingly, customers only need to pay 10% to immediately sign a purchase agreement, equivalent to only about VND 230 million to be able to own and trade early luxury apartments. The low initial financial requirement opens up opportunities for young people with limited savings to live, while also helping investors profit by breaking down wholesale capital, taking advantage of short-term price increase opportunities.

The next super-relaxed installments are only 0.5%/month. After accumulating enough 30%, customers can participate in the BIDV support program for 70% of the apartment value with a 100% interest-sponsored loan and a 3-year principal grace period – one of the longest-term preferential policies in the market today.

Easily own a luxury apartment at The Emerald 68 with just a 10% payment, equivalent to VND 230 million to sign the PSA; BIDV bank supports a loan of 70% of the apartment value; the investor sponsors 100% interest and principal grace for 3 years. (Photo: Quoc Dung)

The above policy is even more advantageous in the context of the apartment building having been constructed up to 22/39 floors and is expected to be handed over in mid-2026. Thus, customers will be able to move into their new homes for about two more years with only a very modest initial amount, saving hundreds of millions of dong in rent or rental income.

From the perspective of a real buyer, especially young people who have not saved enough, being “postponed” to pay interest and principal for three years is a huge boost to reduce financial pressure and take the time to accumulate without missing out on homeownership opportunities at good prices.

Meanwhile, from an investment perspective, if property prices in the northeast of Ho Chi Minh City grow at an average rate of 10-12%/year, then after three years, it is possible to achieve a gross profit of about 30-32%. With an initial self-owned capital level of only 30% of the apartment value, the return on equity (ROE) can be as high as 100%, doubling the initial investment.

Customers who choose the quick payment method also get a discount of up to 7% of the apartment value, plus an early booking incentive of 2% and one year of free management, creating additional competitive advantages in terms of cost and optimizing investment profits.

Firm Price Increase from Irreplaceable Location and “Once-in-a-Millennium” Historical Drop Point

The Emerald 68’s growth value is underpinned by three core factors: strategic location, synchronous infrastructure, and a boost from administrative merger.

The Emerald 68 is located on the frontage of National Highway 13, with the metro line 2 running in front of it, easily connecting to the core of the “super urban area” of Ho Chi Minh City.

First, The Emerald 68 is located on the frontage of National Highway 13, a vital transport artery connecting Ho Chi Minh City to key economic regions in the South. The project is only 11.5 km from the city center, but the current selling price is only half that of projects with similar locations. In reality, the Northeast region is home to dozens of concurrent projects, but this is a luxury apartment project with a location close to the core of a super urban area in Asia. With its soft price, The Emerald 68 has many opportunities to boost its value.

Second, the connection distance is even closer thanks to two major infrastructure projects. Specifically, the National Highway 13 section through the Northeast region is being expanded to 60m. In the direction of the city center, the last section from Lai Thieu to Hang Xanh is also scheduled to commence in Q1/2026 and be completed by 2028, creating a continuous urban strip. According to calculations, after the full opening of the route, the time from The Emerald 68 to the city center will be reduced by 30-50% compared to the present, boosting apartment prices.

Not stopping there, the extended metro line 2 will run in front of the building. This line starts at the junction with metro line 3B, which runs through Hang Xanh, Ho Con Rua, and Nga 6 Cong Hoa. The endpoint connects to the Thu Dau Mot area, linking to the extended metro line 1. This will form a multi-point TOD network, seamlessly connecting the East, Central, and West of Ho Chi Minh City, with The Emerald 68 located right in the center of this super-connected network.

Third, this is the initial phase of the merger, so property prices in the Northeast are still soft. Previously, due to household registration barriers, apartment prices in this area were always distinct from those with Ho Chi Minh City household registration. But with the historical turning point of the merger, real estate prices in the Northeast will quickly move towards Ho Chi Minh City’s price level. In this case, the closer to the core of the center, the easier it is for prices to increase.

Not to mention, The Emerald 68 is also the leading apartment building in terms of construction quality nationwide, thanks to the precious “genes” from the Le Phong Group and Coteccons, which accompany the investment. As the first child, Coteccons dedicates the essence of hundreds of iconic projects nationwide to integrate and make The Emerald 68 a timeless project, creating sustainable value enhancement through all periods.

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