“VPBank Partners with Vietjet and Visa to Launch the VPBank YoJo Visa Platinum Credit Card”

Vietnam Prosperity Joint-Stock Commercial Bank (VPBank), Vietjet Air airline, and Visa International have partnered to launch the VPBank YoJo Visa Platinum credit card, offering attractive benefits to customers. This strategic collaboration connects the ecosystems of these three prominent brands, introducing a new trend in Vietnam’s credit card market — transforming cards into not just payment tools but also “passports” to a world of enriching and convenient experiences.

At the event, Mr. Phung Duy Khuong, Vice President and Director of VPBank’s Retail Banking Division, shared: “This marks the beginning of a potentially fruitful journey of cooperation between the parties, creating a seamless, modern, and trendy experience for the younger generation of customers. Every touchpoint in their lives is connected, and each expense brings increased satisfaction and loyalty.”

A Card that Reflects Your Lifestyle

In today’s rapidly changing consumer behavior landscape, customers demand more from their chosen services. They seek not only quality but also convenience, personalization, and genuine emotional value. The VPBank YoJo Visa Platinum credit card is designed to meet these evolving expectations.

Representatives of the three partners at the Signing Ceremony

The card’s design draws inspiration from flight paths, featuring curved lines and vibrant multi-colored stripes that convey a sense of youthfulness and dynamism. The interweaving of VPBank and Vietjet’s signature color stripes symbolizes the strong connection between the two brands, underscoring their commitment to delivering an exceptional experience to their customers.

Built on a foundation of personalized experiences and optimized utilities, the card offers varied credit limits to cater to diverse customer spending needs. By leveraging advanced technologies, VPBank tailors exclusive benefits for each customer based on their spending habits and payment patterns. These tailored advantages are conveniently suggested on the VPBank NEO application for customers’ ease of use.

Cardholders can effortlessly use their VPBank YoJo Visa Platinum card for online payments on websites and at stores nationwide, enjoying a highly competitive currency conversion fee of just 2%. Additionally, they can choose from various cashless payment methods such as Tap & pay, Apple Pay, Google Pay, or Garmin Pay, ensuring a seamless and simplified payment experience.

More than Just a Flight: A World of Privileges

According to VPBank’s representative, in 2025, the bank crafted a card ecosystem centered around three main expenditure pillars: Shopping (Smart Shopping) — Travel (Experiential Travel) — Wellbeing (Self-care and Self-development). With this vision, VPBank has tailored its card offerings to align with diverse needs, lifestyles, and aspirations, crafting a comprehensive benefits map. This approach ensures that customers not only enjoy convenient payments but also embrace every aspect of modern, dynamic, and rewarding living.

Vietjet has exclusively designed the card’s reward programs, allowing cardholders to earn up to 10% in points (3,800 Skypoints per month) based on their total spending. These Skypoints can be redeemed for Vietjet flight tickets via the Skyjoy application.

Additionally, cardholders can easily upgrade to Skyjoy’s Gold membership by meeting the bank’s spending requirements, such as a total card expenditure of VND 60 million within two months of card activation or a total spending of VND 20 million at Vietjet within the last six months. Gold members of Skyjoy enjoy priority check-in at the airport, priority boarding, reward point redemption, and baggage tagging.

When purchasing Vietjet flight tickets with the VPBank YoJo Visa Platinum card, cardholders will receive a complimentary eSim valid in over 200 countries worldwide, a free bottle of water, and a 25% discount on ancillary services such as seat upgrades and additional baggage allowance.

Beyond these exclusive flight privileges, VPBank YoJo Visa Platinum cardholders are also entitled to discounts of up to 50% at more than 2,000 partner stores, including popular dining, travel, and shopping destinations such as San Fulou, The Pizza Company, Sushi in Sushi, Mercure Vung Tau, Traveloka, Vipol Mui Ne Hotel & Spa, Melia Vinpearl Phu Quoc, Furama Danang Resort, H&M, Vincom, Zara, and Dien May Cho Lon.

VPBank has waived the annual fee for the first year of card usage. For subsequent years, the fee will also be waived if customers meet certain spending conditions. During the card’s introductory phase, VPBank is offering a welcome gift of 3,000 Skypoints to credit cardholders who make at least three eligible transactions within the first 30 days of card activation, with a total expenditure of VND 3 million or more.

Additionally, customers will receive over 10,000 Skypoints within the first 30 days of card activation, which can be redeemed for a round-trip ticket for two to Ho Chi Minh City — Bangkok or equivalent flights. The standout feature of these Skypoints is that they do not expire over time.

VPBank is recognized as a leading bank in Vietnam’s credit card market, excelling in both card issuance volume and spending. Continuously embracing modern financial trends, VPBank focuses on the younger generation — those who strive to live smartly, embrace benefits, and take control of their financial journey.

With the VPBank YoJo Visa Platinum co-branded card, VPBank reaffirms its commitment to not just financial accompaniment but also to being a part of its customers’ life journeys and experiences. Each trip becomes more than just transportation; it becomes a memorable adventure. Every benefit transcends mere numbers; it becomes an integral part of a fulfilling lifestyle. For more details, please visit: https://vietjetyojo.vpbank.com.vn/