Facebook
Sign in Join
  • Markets
  • Bank
  • Enterprise
  • Stock market
  • Cryptocurrency
  • More
    • Automotive
    • Technology
    • Healthcare
    • Entrepreneurs
    • Retail
Sign in
Welcome!Log into your account
Forgot your password?
Create an account
Sign up
Welcome!Register for an account
A password will be e-mailed to you.
Password recovery
Recover your password
Search
Sign in
Welcome! Log into your account
Forgot your password? Get help
Create an account
Create an account
Welcome! Register for an account
A password will be e-mailed to you.
Password recovery
Recover your password
A password will be e-mailed to you.
xe.today
  • Markets
    • Markets

      Market Pulse 21/11: Selling Pressure Intensifies as Capital Flees Financial Sector

      Markets

      Silver Prices Continue Downward Trend Today

      Markets

      “Teacher Discovers a ‘New Rhythm’ Commuting to School Daily on the…

      Markets

      Unbelievable Pre-Black Friday 2025 Stories

      Markets

      The Great Durian Debate: Two Powerhouses Battle for National Fruit Branding,…

  • Bank
    • Bank

      MB Hi BIZ Multipurpose Business Card: Streamlined Management, Global Trade Made…

      Bank

      Exclusive Gold Sale: November 20th – Massive Discounts on Gold Bars…

      Bank

      Latest Savings Interest Rate Update on November 20th: Two More Banks…

      Bank

      F88 Recognized by Deloitte as “Vietnam Best Managed Companies 2025”

      Bank

      Young Leadership Mindset: SHB’s Breakthrough Journey to Lead the New Era

  • Enterprise
    • Enterprise

      F88 Recognized by Deloitte as One of Vietnam’s Best Managed Companies…

      Enterprise

      NCT Revises 2025 Profit Target Upward by 15%

      Enterprise

      DPM and Enfarm Partnership: A Major Leap in Vietnam’s Agricultural Digital…

      Enterprise

      Vinafood II Deputy General Manager Appointed as Foodcosa Chairman Amid Business…

      Enterprise

      How Does Phu Quoc Airport Operate Post-Handover to Sun Group?

  • Stock market
    • Stock Market

      Afternoon Technical Analysis, November 20th: Market Polarization Persists

      Stock Market

      Iconic Cement Brand With Nearly Five Decades of Legacy Prepares to…

      Stock Market

      Top Stocks to Watch at the Opening Session on November 20th

      Stock Market

      Is the Stock Market Already Pricing in 2026 Growth Expectations?

      Stock Market

      Hodeco Leadership Injects Capital into Convertible Bond Purchase

  • Cryptocurrency
    • Cryptocurrency

      Over Half a Billion USD Vanishes from the World’s Largest Bitcoin…

      Cryptocurrency

      November 2025 Crypto Report (Part 2): Returning to Critical Support Levels?

      Cryptocurrency

      Asia’s Crypto Derivatives Race: Singapore Bets on Futures, Hong Kong Opts…

      Cryptocurrency

      Bitcoin Plummets Below $90,000 as Experts Warn of Further Decline

      Cryptocurrency

      Bitcoin Plummets to $92,500, Shedding 27% from Peak

  • More
    • Automotive
    • Technology
    • Healthcare
    • Entrepreneurs
    • Retail
Home Bank Personal Finance Management: How to Make Your Money Work for You
  • Bank

Personal Finance Management: How to Make Your Money Work for You

With high liquidity and instant access, funds in a checking account typically earn a meager non-term interest rate, ranging from 0.01% to 0.5% per annum. The funds in these accounts can be considered "sleeping money" as they generate a negligible return.

By
Administrator
-
4 June, 2024
0
214
Facebook
Twitter
Pinterest
WhatsApp

    Having a balance in your payment account is essential for everyone. This money provides convenience when it comes to daily and short-term expenses such as shopping, money transfers, and bill payments. However, due to frequent usage, this money often only stays in your account for a few days or weeks, making it unsuitable for savings or investments.

    Many people consider the money in their payment accounts as “sleeping money” as it earns little to no interest. The money may not decrease, but it also doesn’t grow.

    Auto Profit – Changing the Mindset: Money in the payment account is not just “sleeping money”

    The Auto Profit feature on Techcombank Mobile has upgraded to a smart profit-making payment account. With its flexible usage, absolute safety, and optimized profit, it is like a “treasure” that awakens your “sleeping money” to maximize profits every day.

    Open Techcombank Mobile and discover the Auto Profit feature now here

    Hải An

    SOURCEcafef
    • TAGS
    • Auto Profit
    • balance
    • money
    • payment account
    • savings
    Facebook
    Twitter
    Pinterest
    WhatsApp
      Previous article“Annual General Meeting of Shareholders: Increasing Foreign Ownership Limit to 49% and Electing Four New Members to the Board of Directors”
      Next articleThe Golden Touch: SJC, the Chosen One by the State Bank to Sell Gold and Stabilize the Market, with a Twist of Buyback
      Administrator
      Administrator

      RELATED ARTICLESMORE FROM AUTHOR

      Bank

      MB Hi BIZ Multipurpose Business Card: Streamlined Management, Global Trade Made Easy

      Bank

      Exclusive Gold Sale: November 20th – Massive Discounts on Gold Bars & Rings

      Bank

      Latest Savings Interest Rate Update on November 20th: Two More Banks Raise Rates, OCB Hits Maximum Limit

      Stay connected

      0FansLike
      - Advertisement -

      Latest article

      MB Hi BIZ Multipurpose Business Card: Streamlined Management, Global Trade Made Easy

      Administrator - 21 November, 2025 0
      Hanoi, November 19, 2025 – Military Commercial Joint Stock Bank (MB) officially launched the new version of its versatile business card, MB Visa Hi BIZ, tailored to meet the precise needs of businesses in the digital transformation era. The event was attended by bank executives, partners, and nearly 100 domestic and international media outlets.

      Market Pulse 21/11: Selling Pressure Intensifies as Capital Flees Financial Sector

      Administrator - 21 November, 2025 0
      Pessimism continues to weigh on large-cap stocks, driving major indices lower. As of 10:30 AM, the VN-Index has dropped over 16.58 points, trading around 1,640.75. Meanwhile, the HNX-Index is down 1.52 points, hovering near 262.71.

      Exclusive Gold Sale: November 20th – Massive Discounts on Gold Bars & Rings

      Administrator - 21 November, 2025 0
      Domestic and global gold prices experienced a synchronized decline during the trading session on November 20th.

      EDITOR PICKS

      MB Hi BIZ Multipurpose Business Card: Streamlined Management, Global Trade Made...

      21 November, 2025

      Market Pulse 21/11: Selling Pressure Intensifies as Capital Flees Financial Sector

      21 November, 2025

      Exclusive Gold Sale: November 20th – Massive Discounts on Gold Bars...

      21 November, 2025

      POPULAR POSTS

      The World’s Most Expensive Cars in 2024: A Guide to the...

      4 September, 2024

      The World’s Top 1,000 Banks for 2024: Unveiled

      11 July, 2024

      Environmental violations found in numerous businesses in Quang Binh

      5 February, 2024

      POPULAR CATEGORY

      • Enterprise7885
      • News7472
      • Real Estate5346
      • Stock Market5225
      • Investments5175
      • Markets4556
      • Bank4530
      • Cryptocurrency546
      • Industries0
      ABOUT US
      Stock exchange for today.
      Contact us: [email protected]
      FOLLOW US
      Facebook
      MORE STORIES

      A Challenging Endeavor: Achieving Double-Digit Growth in the Life Insurance Sector

      9 August, 2025

      Which 3 Banks Hold Almost VND 1,000 Trillion of the State...

      29 April, 2024

      NCB appoints new Deputy CEO, enhances human resources quality

      20 February, 2024