The Ultimate VIB Account: Maximizing Benefits for Customers

VIB’s Super Interest Account has been recognized as the “Best Account for Customer Benefits in 2025” by Global Brand Magazine. This prestigious award not only showcases the strong market reception but also cements VIB’s leading position in offering smart, flexible, and optimized financial solutions for its users.

What Makes VIB’s Super Interest Account a Financial Phenomenon?

In a short time since its launch on February 17, 2025, the Super Interest Account on the MyVIB digital banking application has garnered significant attention in the Vietnamese financial market. According to VIB, hundreds of thousands of customers have activated this feature, with thousands of billions of VND in idle money being activated to generate profits daily.

So, what has made VIB’s Super Interest Account so popular? Firstly, it addresses a practical need of users: optimizing idle money without compromising flexibility in payments and transactions, and without losing accumulated profits. Secondly, VIB leverages the superior technology foundation of MyVIB – an application previously recognized as “Most Innovative Digital Bank in Vietnam 2024” by Global Business Outlook – to optimize the user experience, from smooth and simple operations to security and safety. Thirdly, VIB is a trusted brand with a goal to lead the trend in smart personal finance; every VIB product aims to help customers manage their finances more proactively and effectively.

Not only does the Super Interest Account help customers profit from every idle VND, but it also pioneers a mission to “Awaken Idle Money,” inspiring customers to unlock their financial power together.

With just a few simple steps on MyVIB, the Super Interest Account automatically connects with the payment account balance. Offering two standard threshold options of 10 million VND and 100 million VND, the surplus amount in the payment account balance will be connected to the Super Interest Account to optimize daily profits with a yield of 2.5 to 4.3%/year – much higher than a regular payment account.

How Has VIB’s Super Interest Account Quickly Become a Part of Users’ Lives?

The appeal of the Super Interest Account lies not only in the impressive numbers but also in the real-life experiences of its users.

Mr. Le Hung (56 years old, Hanoi), owner of a food business, shared: “The money in my payment account fluctuates constantly due to daily income and expenses. In the past, I didn’t know how to balance keeping money in my payment account for convenience and saving it. Since learning about the Super Interest Account, I activated the feature on MyVIB, and now my idle money earns profits daily, while I can still make payments and transactions as usual.”

As a new user of this super feature, Ms. Han (27 years old, Ho Chi Minh City) is truly impressed with the benefits it brings. Previously, Ms. Han used to keep a certain amount of money in her payment account for convenience, but that money hardly generated any profit. Since using VIB’s Super Interest Account, everything has changed.

“I chose the 10 million VND standard threshold, and whenever my balance exceeds this amount, the surplus automatically optimizes to earn daily profits with a yield of up to 4.3%/year. I never thought that idle money could earn daily profits with a regular payment account,” shared Ms. Han.

For Mr. Tuan (36 years old, Danang), using the Super Interest Account has not only optimized his income sources but also changed his mindset about money.

“This product made me realize that even small amounts of money in my account can become a source of collection if used wisely. It’s a smart solution, and I want to introduce VIB’s Super Interest Account to many of my family and friends to awaken their idle money,” said Mr. Tuan.

“Best Account for Customer Benefits in 2025” – The Mark Left by VIB’s Super Interest Account Shortly After Its Launch

In a short time, thanks to the best daily profit rate of 2.5 to 4.3%/year, VIB’s Super Interest Account has affirmed its leading position in providing smart financial solutions. This is not just a successful product but also a prelude to a new era of personal financial management in Vietnam. The “Best Account for Customer Benefits in 2025” award presented by Global Brand Magazine is a well-deserved recognition of VIB’s continuous efforts to innovate and enhance financial benefits and experiences for its customers.

The Super Interest Account is one of VIB’s important steps forward in the modern digital banking trend. Instead of letting money sleep in their accounts, customers can now turn it into a tool to generate automatic daily profits, simply and effectively.

According to VIB, the future of the banking industry is not just about providing financial services but also about being a partner that helps customers increase their assets intelligently. With the Super Interest Account, VIB is ushering in a new era where banks not only help customers keep their money safe but also make their money work harder and more efficiently, creating daily profits.