Speaking at the launch event, Ms. Tuong Nguyen, Deputy CEO of VIB, shared: “VIB Privilege Banking was born from the aspiration to create a unique ecosystem of privileges—where every customer not only accesses optimal financial solutions but also enjoys experiences tailored to their lifestyle and personal achievements. With a starting point of just 1 billion VND in deposits, VIB makes it easier for customers to join and immediately experience services and privileges typically reserved for higher market segments. This underscores VIB’s commitment to continuous innovation, honoring customers, and elevating financial experiences for Vietnamese individuals.”
Positioned as “value measured not just by assets, but by experiences,” VIB’s Privilege Banking offers a comprehensive ecosystem of privileges, combining superior financial benefits with a luxurious lifestyle. This cements VIB’s pioneering role in crafting experiences for Vietnam’s priority banking segment.
Financial Privileges: Maximizing Asset Value
With VIB Privilege Banking, every financial transaction is a tailored experience designed to maximize asset value and cash flow. Customers enjoy up to 0.7% additional interest on deposits, a complimentary digital account worth up to 15 million VND, and waived priority account management fees. The Super Interest Account, offering daily returns of up to 4.3% annually, stands out with a 500 million VND threshold and a maximum limit of 5 billion VND, significantly expanding growth potential for idle funds. Activation and transactions are seamless via MyVIB, without affecting accrued yields.
For everyday spending, the VIB Signature Card offers up to 5% cashback on all travel, shopping, and dining—with no minimum spend required—totaling up to 10.8 million VND annually. The card features no annual fees and the market’s lowest foreign exchange conversion rate of just 1.1%.
Credit card holders enjoy 100% annual fee waivers for all primary and supplementary cards (Premier tier) or one primary and one supplementary VIB Travel Elite card (Priority tier).
For borrowing needs, customers receive up to 0.75% discounts on consumer loans and 0.4% on property or auto loans. Insurance and forex services offer 20% cashback on the first year’s life insurance premiums and preferential exchange rates—up to 70 VND for USD and 150 VND for other currencies.
Non-Financial Privileges: Elevating Service Experiences
Beyond financial metrics, VIB Privilege Banking focuses on creating distinctive, personalized experiences. Each customer is paired with a Priority Relationship Manager (PRM)—a financial expert who also understands individual lifestyles. PRMs provide tailored advice, asset protection, and multi-generational wealth transition solutions.
VIP Lounges offer private, luxurious spaces where customers bypass queues and receive expedited, dedicated service. Priority counters and a 24/7 hotline (1800 8195) ensure swift, confidential support.
Clients also gain exclusive access to VIB’s senior leadership, fostering a strong partnership and delivering exceptional value. Frequent travelers enjoy unlimited access to over 1,300 global airport lounges based on spending.
Lifestyle Privileges: The Pinnacle of Luxury Living
VIB Privilege Banking members receive the VIB x Marriott Privilege Card, unlocking elite lifestyle benefits: up to 30% off dining at Marriott Vietnam, 20% across Asia-Pacific, and exclusive perks in Japan and Hong Kong’s JW Marriott. Enjoy up to 20% off Marriott stays globally and a special birthday gift from Club Marriott.
More than a banking service, Privilege Banking is a commitment to partnership, recognition, and empowerment. With its holistic privilege ecosystem, VIB aims to be the premier choice for elite clients seeking both transactional excellence and future co-creation. Learn more here and contact any VIB branch to become a Privilege Banking member.
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