Credit growth is showing promising signs, with a positive trajectory compared to previous years. As of November 27, 2025, the economy's credit reached over 18.2 million billion VND, marking a 16.56% increase from the end of 2024. This growth is particularly notable when compared to the same period in 2024, which saw an 11.47% increase from the end of 2023, and the end of 2024, which recorded a 15.09% rise from the end of 2023.