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Vietcombank deposit interest rates for individuals
In February 2024, the deposit interest rates for individual customers at Vietcombank were adjusted downwards 0.1 – 0.2% per year in most terms compared to the beginning of January.
Among them, the interest rate applicable to deposits with a term of 1 – 2 months is 1.7% per year.
For deposits with a term of 3 months, the interest rate applied is 2% per year; the terms of 6 and 9 months enjoy the same interest rate of 3% per year.
The most preferential interest rate applied by Vietcombank to individual customers is 4.7% per year, for terms of 12 months and above.
Deposits with a term of less than 1 month have an interest rate of 0.2% per year and indefinite deposits have an interest rate of 0.1% per year. These interest rates remain unchanged from January.
Vietcombank deposit interest rates for individuals in February 2024
|
Term |
VND |
|
Indefinite |
0.10% |
|
7 days |
0.20% |
|
14 days |
0.20% |
|
1 month |
1.70% |
|
2 months |
1.70% |
|
3 months |
2.00% |
|
6 months |
3.00% |
|
9 months |
3.00% |
|
12 months |
4.70% |
|
24 months |
4.70% |
|
36 months |
4.70% |
|
48 months |
4.70% |
|
60 months |
4.70% |
Source: Vietcombank.
Aside from depositing money at the counter, Vietcombank also offers online deposit services to provide convenience and save time for customers. For this form of service, Vietcombank currently applies the same interest rates as regular deposits at the counter, ranging from 0.2 – 4.7% per year.
Vietcombank online deposit interest rates in February 2024
|
Term |
VND |
|
14 days |
0.20% |
|
1 month |
1.70% |
|
3 months |
2.00% |
|
6 months |
3.00% |
|
9 months |
3.00% |
|
12 months |
4.70% |
|
24 months |
4.70% |
Source: Vietcombank.
Vietcombank deposit interest rates for corporate customers
In early February 2024, deposit interest rates for corporate customers also decreased by 0.1 – 0.3% per year in most terms compared to the rates recorded at the same time in January.
For the 1 – 2 month term, the interest rate applied is 1.6% per year. The interest rate for the 3-month term is 1.9% per year; the 6 and 9-month terms have an interest rate of 2.9% per year.
Meanwhile, for terms from 12 – 60 months, the deposit interest rate is 4.2% per year.
In February 2024, the lowest deposit interest rate for corporate customers at Vietcombank is 0.2% per year, applicable to indefinite deposits. This interest rate remains unchanged from January.
Vietcombank deposit interest rates for corporate customers in February 2024
|
Term |
VND |
|
Indefinite |
0.2% |
|
1 month |
1.6% |
|
2 months |
1.6% |
|
3 months |
1.9% |
|
6 months |
2.9% |
|
9 months |
2.9% |
|
12 months |
4.2% |
|
24 months |
4.2% |
|
36 months |
4.2% |
|
48 months |
4.2% |
|
60 months |
4.2% |
 Source: Vietcombank
Note that the above interest rates are for reference only and are subject to change over time as well as according to market conditions. Customers should contact the nearest Vietcombank branch for detailed information.
Vietcombank is currently one of the largest banks in Vietnam in terms of scale and transaction network. The bank consistently leads the system in terms of operational efficiency, with a profit of over 41,000 billion VND in 2023.
As of the end of 2023, Vietcombank has received nearly 1,396 trillion VND in customer deposits, ranking fourth in the banking system, after Agribank, BIDV, and VietinBank.
