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SeABank interest rates applied to individual customers
According to the latest survey, the normal deposit interest rates for individual customers at SeABank range from 0.5% – 4.8% per year for the end-of-term interest payment.
Specifically, the interest rates for saving deposits of 7 days, 14 days, 21 days are 0.5% per year; the interest rate for a 1-2 month term is 2.9% per year; for a 3-5 month term is 3.1% per year; for a 6-month term is 3.5% per year;
The interest rate for a 7-month deposit is 3.6% per year; for an 8-month deposit is 3.65% per year; for a 9-month deposit is 3.7% per year; for a 10-month deposit is 3.75% per year; for an 11-month deposit is 3.8% per year; for a 12-month deposit is 4.05% per year;
Currently, the highest interest rate for normal deposits with end-of-term interest payment at SeABank is 4.8% per year for deposits of 15 – 36 months.
SeABank usual mobilization interest rates for individual customers in February 2024
|
Term |
Annual interest rate |
|
7 days |
0.5 |
|
14 days |
0.5 |
|
21 days |
0.5 |
|
1 month |
2.9 |
|
2 months |
2.9 |
|
3 months |
3.1 |
|
4 months |
3.1 |
|
5 months |
3.1 |
|
6 months |
3.5 |
|
7 months |
3.6 |
|
8 months |
3.65 |
|
9 months |
3.7 |
|
10 months |
3.75 |
|
11 months |
3.8 |
|
12 months |
4.05 |
|
15 months |
4.8 |
|
18 months |
4.8 |
|
24 months |
4.8 |
|
36 months |
4.8 |
Source: SeABank
In addition to regular deposit products, SeABank also offers “Staircase savings” with interest rates varying according to the deposit amount. Specifically:
- Deposit amount from 100 million VND to less than 500 million VND: Interest rates range from 2.9% – 5.4% per year
- Deposit amount from 500 million VND to less than 1 billion VND: Interest rates range from 2.9% – 5.45% per year
- Deposit amount from 1 billion VND to less than 5 billion VND: Interest rates range from 2.9% – 5.5% per year
- Deposit amount from 5 billion VND to less than 10 billion VND: Interest rates range from 2.9% – 5.55% per year
- Deposit amount from 10 billion VND: Interest rates range from 2.9% – 5.6% per year.
Among them, the highest interest rate applied by SeABank is 5.6% per year for a minimum deposit of 10 billion VND with a term of 15 months or longer.
In addition, SeABank also offers a variety of other deposit products such as: Monthly interest savings, SeaSmart savings; nurturing the future; sowing dreams.
SeABank deposit rates for corporate customers
Currently, the deposit interest rate range applicable to corporate customers at SeABank varies from 3% – 4.4% per year for the end-of-term interest payment.
Specifically, for short terms of 7, 14, 21 days, the deposit interest rate is 0.5% per year; for a 1-3 month term, the interest rate is 3% per year, for a 4-5 month term is 3.3% per year, for a 6-8 month term is 3.4% per year, for a 9-11 month term is 3.5% per year, for a 12-month term is 4.1% per year, for a 13-month term is 4% per year, for a 15-18 month term is 4.3% per year.
The highest interest rate of 4.4% per year is applied to corporate deposits with terms ranging from 24 to 60 months.
SeABank usual mobilization interest rates for corporate customers in February 2024
|
|
Annual interest rate |
|---|---|
|
7 days |
0.50% |
|
14 days |
0.50% |
|
21 days |
0.50% |
|
1 month |
3.00% |
|
2 months |
3.00% |
|
3 months |
3.00% |
|
4 months |
3.30% |
|
5 months |
3.30% |
|
6 months |
3.40% |
|
7 months |
3.40% |
|
8 months |
3.40% |
|
9 months |
3.50% |
|
10 months |
3.50% |
|
11 months |
3.50% |
|
12 months |
4.10% |
|
13 months |
4.00% |
|
15 months |
4.30% |
|
18 months |
4.30% |
|
24 months |
4.40% |
|
36 months |
4.40% |
|
60 months |
4.40% |
Source: SeABank
In addition to end-of-term interest payment, SeABank also offers other forms of interest payout for corporate customers to refer to and choose from, such as: Regular interest payout (interest rates range from 3% – 4.22% per year); Starting interest rates (interest rates range from 2.99% – 4.08% per year); Daily term deposit (interest rates range from 3% – 4.1% per year); Flexible principal withdrawal deposit (interest rates range from 2.8% – 4.2% per year).
