Listen to shopping “gurus” share the art of hunting for sales with payment cards

Save millions of dollars without missing any sale

It is common for anyone who loves online shopping to have a habit of putting hundreds of items in their cart, waiting for the sale season to come and then “spending” their money. By offering “huge” discounts of over 50% on double days, special days, and “payday”, familiar e-commerce platforms like Shopee and Lazada have inadvertently created a generation of “shopping warriors” or particularly smart customers who know how to take advantage of multiple benefits to maximize their discount value. One of those privileges is the attractive additional discount when using a payment card to make purchases.

Hà Phương (25 years old, administrative staff, Ho Chi Minh City) shared: “Because I have a fairly high shopping demand, not only for clothes, beauty products but also for technology devices, so in the past, every sale season, I always spent my savings. But this has completely changed since I started using a payment card to make purchases on these platforms”.

“My favorite” Hà Phương mentioned is the Techcombank payment card. With the advantage of partnering with hundreds of major partners and offering the most attractive benefits in the industry, this card has helped her save millions of dong every month. Thanks to using the card to shop on Shopee, Dien May Cho Lon, and getting up to a 10% discount on the value of the order, now Hà Phương no longer needs to touch her monthly fixed savings, but comfortably saves them for bigger goals.

Fly with confidence, taste delicious food thanks to discounts

For young people who love to travel, after the Lunar New Year is the “golden opportunity” to explore all four directions. Due to low demand for flights, airlines and travel service providers will all launch demand-stimulating discount programs. For payment cardholders, they are like “fish meeting water” as they not only enjoy special discounts but also save more because the prices for eating and staying are stable.

Đặng Tuấn’s (26 years old, programmer, Hanoi) story is an example. He shared: “With my current income, I plan to spend money on about 2-3 trips each year. To maximize my experience, I always prioritize the low season, with good incentives and without the crowds or high prices. In particular, when combining booking tickets and buying travel services with the Techcombank payment card, I will have a considerable amount of money to discover more at the destination. For example, with Vietravel, I get an additional 500,000 VND discount”.

If you are a “master of spending” who has not had the opportunity to travel during the Lunar New Year, the payment card will also be a useful assistant when visiting many famous restaurants in the city where you live. At the time of speaking, at the familiar names in the Golden Gate system such as GoGi House, GoGi Steak, Manwah, iSushi or Ashima mushroom hotpot, customers who pay by the Techcombank payment card will be instantly “sponsored” with 300,000 VND.

More than value, it’s convenience and peace of mind

Looking back at the benefits received, many young workers who spend in various fields assert: “In addition to the attractive incentives, modern technology experience, and high security, the reason I love to use payment cards is the convenience. In the cashless era, wherever I go, I just need to carry the card in my wallet or phone with digital banking installed, and all my needs will be met with a few simple steps. Managing card expenses is also extremely easy and quick, anywhere, anytime”.

Another advantage specifically mentioned about Techcombank Mobile digital banking is that AI is applied to the personal finance management feature, the system can use transaction history and behavior to provide the most favorable savings and investment advice for customers. Card spending programs that suit the preferences and habits of users are also continuously updated through the in-app notification system. Instead of spending a lot of time searching for deals, this is also a plus point that many young customers appreciate.