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Deposit interest rates at ACB counters in March 2024
According to the latest survey in March 2024, the deposit interest rates at Asia Commercial Bank (ACB) counters for individual customers range from 0.5% to 4.6% per year, with interest payment at the end of the term.
Specifically, the lowest interest rate of 0.5% per year applies to deposit terms of 1-3 weeks; the fixed interest rate for a 1-month deposit is 2.3% per year; for a 2-month term, it is 2.4% per year; for a 3-month term, it is 2.6% per year;
Customers depositing for a 4-month term will receive an interest rate of 3% per year; for a 5-month term, it is 3.4% per year; for a 6-month term, it is 3.5% per year; for a 9-month term, it is 3.7% per year;
ACB applies a deposit interest rate of 4.6% per year for long terms from 12 – 36 months. Particularly, in the 13th month term, customers depositing from 200 billion VND will receive a preferential interest rate of 5.6% per year.
Unfixed deposits are listed with an interest rate of 0.01% per year
In this month, ACB continues to implement flexible interest payment methods: Quarterly interest: Interest rates from 4.40% to 4.5% per year; Monthly interest: Interest rates from 2.35% to 4.45% per year (For 13-month term, minimum deposit of 200 billion VND enjoys an interest rate of 5.4% per year); Prepaid interest: Interest rates ranging from 2.25% to 4.35% per year
In addition, ACB also offers Phuc An Loc and Tich Luy tuong lai savings packages at counters for customers to choose from
Deposit interest rate table at ACB counters in March 2024
Source: ACB
Online deposit interest rates at ACB in March 2024
At the beginning of March, the online deposit method with interest payment at the end of the term decreased by about 0.2-0.4% compared to the previous month. Accordingly, the online deposit interest rate ranges from 0.5 % to 5% per year, depending on the term and amount deposited.
Specifically, ACB set a general interest rate for deposit terms of 1-3 weeks at 0.5% per year
Other terms at ACB have deposit interest rates divided according to deposit amounts as follows:
Deposit amount under 200 million VND: The interest rate for a 1-month term is 2.5% per year, 2 months is 2.6% per year, 3 months is 2.8% per year, 6 months is 3.7% per year, 9 months is 3.9% per year, 12 months is 4.8% per year.
Deposit amount from 200 million VND to under 1 billion VND: The interest rate for a 1-month term is 2.6% per year, 2 months is 2.7% per year, 3 months is 2.9% per year, 6 months is 3.8% per year, 9 months is 4% per year, 12 months is 4.9% per year.
Deposit amount from 1 billion VND to under 5 billion VND: The interest rate for a 1-month term is 2.65% per year, 2 months is 2.75% per year, 3 months is 2.95% per year, 6 months is 3.85% per year, 9 months is 4.05% per year, 12 months is 4.95% per year.
Deposit amount from 5 billion VND and above: The interest rate for a 1-month term is 2.7% per year, 2 months is 2.8% per year, 3 months is 3% per year, 6 months is 3.9% per year, 9 months is 4.1% per year, 12 months is 5% per year.
That means, online deposits with a 12-month term are currently subjected to the highest deposit interest rate at all deposit amounts by ACB.
Online deposit interest rate table at ACB in March 2024
Source: ACB
