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Home Bank Personal Finance Management: How to Make Your Money Work for You
  • Bank

Personal Finance Management: How to Make Your Money Work for You

With high liquidity and instant access, funds in a checking account typically earn a meager non-term interest rate, ranging from 0.01% to 0.5% per annum. The funds in these accounts can be considered "sleeping money" as they generate a negligible return.

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4 June, 2024
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    Having a balance in your payment account is essential for everyone. This money provides convenience when it comes to daily and short-term expenses such as shopping, money transfers, and bill payments. However, due to frequent usage, this money often only stays in your account for a few days or weeks, making it unsuitable for savings or investments.

    Many people consider the money in their payment accounts as “sleeping money” as it earns little to no interest. The money may not decrease, but it also doesn’t grow.

    Auto Profit – Changing the Mindset: Money in the payment account is not just “sleeping money”

    The Auto Profit feature on Techcombank Mobile has upgraded to a smart profit-making payment account. With its flexible usage, absolute safety, and optimized profit, it is like a “treasure” that awakens your “sleeping money” to maximize profits every day.

    Open Techcombank Mobile and discover the Auto Profit feature now here

    Hải An

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      Catastrophic Natural Disasters Inflict Nearly 100 Trillion VND in Estimated Damages

      Administrator - 7 December, 2025 0
      In his concluding remarks at the November regular government meeting, Prime Minister Pham Minh Chinh highly appreciated and largely agreed with the reports and heartfelt, responsible, and practical opinions of the delegates, which proposed numerous feasible and practical solutions. He tasked the Ministry of Finance and the Government Office with synthesizing and incorporating these opinions, finalizing the reports and draft resolutions from the November session for prompt issuance. Additionally, he directed them to focus on completing the draft Resolution 01 for 2026.

      Prime Minister: Ensuring ‘Everyone Has a Home, Every Family Celebrates Tết’

      Administrator - 7 December, 2025 0
      In his concluding remarks at the November regular government meeting, Prime Minister Phạm Minh Chính emphasized the urgent need to focus all efforts on addressing the aftermath of storms and floods. He directed leaders to oversee the repair of 34,352 damaged homes and the construction of 1,628 new homes for affected families. The Prime Minister set clear deadlines: all repairs must be completed by December 31, 2025, and new constructions by January 31, 2026. His vision is clear: "Everyone must have a home, every family must celebrate Tết, every child must experience joy, and no one should be left behind."

      International Organizations Maintain Positive Outlook on Vietnam’s Economic Prospects

      Administrator - 7 December, 2025 0
      On the afternoon of December 6th, the Government Office held its regular November 2025 press conference. Minister and Chairman of the Office of the Government, Trần Văn Sơn, who also serves as the Government Spokesperson, chaired the event. The conference provided updates on the socio-economic situation for November and the first 11 months of 2025.

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      Catastrophic Natural Disasters Inflict Nearly 100 Trillion VND in Estimated Damages

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