Facebook
Sign in Join
  • Markets
  • Bank
  • Enterprise
  • Stock market
  • Cryptocurrency
  • More
    • Automotive
    • Technology
    • Healthcare
    • Entrepreneurs
    • Retail
Sign in
Welcome!Log into your account
Forgot your password?
Create an account
Sign up
Welcome!Register for an account
A password will be e-mailed to you.
Password recovery
Recover your password
Search
Sign in
Welcome! Log into your account
Forgot your password? Get help
Create an account
Create an account
Welcome! Register for an account
A password will be e-mailed to you.
Password recovery
Recover your password
A password will be e-mailed to you.
xe.today
  • Markets
    • Markets

      Russia Faces New Asian Competitor Amid Customer Loss: Covertly Shipping Over…

      Markets

      Vietnamese CEO Seeks Special Support to Collaborate with Top U.S. Corporations,…

      Markets

      Black Friday Shocking 90% Discounts Still Fail to Attract Buyers

      Markets

      Russia Faces New Asian Competitor Amid Customer Loss: Covertly Shipping Over…

      Markets

      Vivo X300 Series: The Ultimate Flagship Born from Tech Giants’ Collaboration

  • Bank
    • Bank

      Bank Deposits Surge, Reaching Nearly $16.2 Trillion by End of September…

      Bank

      November 27th Afternoon: Gold Ring Purchase Prices Continue to Decline

      Bank

      SHB: Dual Momentum Fueled by Capital Expansion Strategy and Foreign Investment…

      Bank

      TPBank and Viettel Forge Strategic Partnership to Drive Comprehensive Digital Transformation…

      Bank

      MSB: Crafting the Future Through the Power of Happiness

  • Enterprise
    • Enterprise

      New Proposal from the Ministry of Finance on Private Placement of…

      Enterprise

      MCH Demonstrates Sustainable Profitability with Nearly $1.2 Billion in Cash Dividend…

      Enterprise

      KIDO Offers to Sell 49% Stake in KDF to Nutifood for…

      Enterprise

      Meeting Deputy Prime Minister, FPT CEO Advocates for UAVs, While Hieu…

      Enterprise

      VinFast’s Blockbuster Move: Could Its $3.5 Billion Debt Be Written Off?

  • Stock market
    • Stock Market

      Đạt Phương Plans to Offer Nearly 17.8 Million Shares for Sale

      Stock Market

      Hoang Quan Real Estate Halts Plans to Issue 50 Million Shares…

      Stock Market

      Brokerage Firm’s Stock Surges to Upper Limit Ahead of Extraordinary Shareholder…

      Stock Market

      China: Bitcoin Mining Persists Despite Ban

      Stock Market

      Urgent Delivery: 100,000 m² of Roofing Sheets Sent to Đắk Lắk…

  • Cryptocurrency
    • Cryptocurrency

      Bitcoin Plunges 40% from Peak as Investors Flee BlackRock’s Bitcoin Fund

      Cryptocurrency

      Grayscale’s Dogecoin and XRP ETFs Set to Launch on November 24

      Cryptocurrency

      Bitcoin Plummets to $80,000 as Fear Takes Hold

      Cryptocurrency

      Over Half a Billion USD Vanishes from the World’s Largest Bitcoin…

      Cryptocurrency

      November 2025 Crypto Report (Part 2): Returning to Critical Support Levels?

  • More
    • Automotive
    • Technology
    • Healthcare
    • Entrepreneurs
    • Retail
Home Bank Personal Finance Management: How to Make Your Money Work for You
  • Bank

Personal Finance Management: How to Make Your Money Work for You

With high liquidity and instant access, funds in a checking account typically earn a meager non-term interest rate, ranging from 0.01% to 0.5% per annum. The funds in these accounts can be considered "sleeping money" as they generate a negligible return.

By
Administrator
-
4 June, 2024
0
218
Facebook
Twitter
Pinterest
WhatsApp

    Having a balance in your payment account is essential for everyone. This money provides convenience when it comes to daily and short-term expenses such as shopping, money transfers, and bill payments. However, due to frequent usage, this money often only stays in your account for a few days or weeks, making it unsuitable for savings or investments.

    Many people consider the money in their payment accounts as “sleeping money” as it earns little to no interest. The money may not decrease, but it also doesn’t grow.

    Auto Profit – Changing the Mindset: Money in the payment account is not just “sleeping money”

    The Auto Profit feature on Techcombank Mobile has upgraded to a smart profit-making payment account. With its flexible usage, absolute safety, and optimized profit, it is like a “treasure” that awakens your “sleeping money” to maximize profits every day.

    Open Techcombank Mobile and discover the Auto Profit feature now here

    Hải An

    SOURCEcafef
    • TAGS
    • Auto Profit
    • balance
    • money
    • payment account
    • savings
    Facebook
    Twitter
    Pinterest
    WhatsApp
      Previous article“Annual General Meeting of Shareholders: Increasing Foreign Ownership Limit to 49% and Electing Four New Members to the Board of Directors”
      Next articleThe Golden Touch: SJC, the Chosen One by the State Bank to Sell Gold and Stabilize the Market, with a Twist of Buyback
      Administrator
      Administrator

      RELATED ARTICLESMORE FROM AUTHOR

      Bank

      Bank Deposits Surge, Reaching Nearly $16.2 Trillion by End of September 2025

      Bank

      November 27th Afternoon: Gold Ring Purchase Prices Continue to Decline

      Bank

      SHB: Dual Momentum Fueled by Capital Expansion Strategy and Foreign Investment Opportunities

      Stay connected

      0FansLike
      - Advertisement -

      Latest article

      Bank Deposits Surge, Reaching Nearly $16.2 Trillion by End of September 2025

      Administrator - 28 November, 2025 0
      As of September 2025, customer deposits in Vietnam reached nearly 16.2 quadrillion VND, marking a 3.2% increase compared to the latest figures reported in late July, according to data from the State Bank of Vietnam (SBV).

      New Proposal from the Ministry of Finance on Private Placement of Corporate Bonds in...

      Administrator - 28 November, 2025 0
      The Ministry of Finance is drafting a Decree regulating the private placement and trading of corporate bonds in the domestic market, as well as the issuance of corporate bonds in the international market. Chapter II of the draft outlines the proposed regulations for offering corporate bonds within the domestic market.

      MCH Demonstrates Sustainable Profitability with Nearly $1.2 Billion in Cash Dividend Payouts

      Administrator - 28 November, 2025 0
      From 2018 to the first half of 2025, Masan Consumer has distributed nearly $1.2 billion in cash dividends to its shareholders, a standout figure in Vietnam's consumer goods industry.

      EDITOR PICKS

      Bank Deposits Surge, Reaching Nearly $16.2 Trillion by End of September...

      28 November, 2025

      New Proposal from the Ministry of Finance on Private Placement of...

      28 November, 2025

      MCH Demonstrates Sustainable Profitability with Nearly $1.2 Billion in Cash Dividend...

      28 November, 2025

      POPULAR POSTS

      The World’s Most Expensive Cars in 2024: A Guide to the...

      4 September, 2024

      The World’s Top 1,000 Banks for 2024: Unveiled

      11 July, 2024

      Environmental violations found in numerous businesses in Quang Binh

      5 February, 2024

      POPULAR CATEGORY

      • Enterprise8062
      • News7472
      • Real Estate5583
      • Stock Market5421
      • Investments5383
      • Markets4726
      • Bank4617
      • Cryptocurrency549
      • Industries0
      ABOUT US
      Stock exchange for today.
      Contact us: [email protected]
      FOLLOW US
      Facebook
      MORE STORIES

      Savings Interest Rates on the Rise

      1 November, 2025

      Urgently Needed: Comprehensive Legal Framework for Consumer Lending and Debt Recovery

      20 April, 2024

      Gold Price Experiences a Sudden Steep Increase

      6 May, 2024