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Home Bank Personal Finance Management: How to Make Your Money Work for You
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Personal Finance Management: How to Make Your Money Work for You

With high liquidity and instant access, funds in a checking account typically earn a meager non-term interest rate, ranging from 0.01% to 0.5% per annum. The funds in these accounts can be considered "sleeping money" as they generate a negligible return.

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4 June, 2024
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    Having a balance in your payment account is essential for everyone. This money provides convenience when it comes to daily and short-term expenses such as shopping, money transfers, and bill payments. However, due to frequent usage, this money often only stays in your account for a few days or weeks, making it unsuitable for savings or investments.

    Many people consider the money in their payment accounts as “sleeping money” as it earns little to no interest. The money may not decrease, but it also doesn’t grow.

    Auto Profit – Changing the Mindset: Money in the payment account is not just “sleeping money”

    The Auto Profit feature on Techcombank Mobile has upgraded to a smart profit-making payment account. With its flexible usage, absolute safety, and optimized profit, it is like a “treasure” that awakens your “sleeping money” to maximize profits every day.

    Open Techcombank Mobile and discover the Auto Profit feature now here

    Hải An

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      ELCOM Celebrates 30th Anniversary by Surpassing 2025 Business Targets

      Administrator - 21 December, 2025 0
      On the evening of December 15, 2025, Hanoi witnessed a grand celebration marking the 30th anniversary of ELCOM Technology and Telecommunication Joint Stock Company. The event, held in an elegant setting, commemorated three decades of innovation and excellence in the tech and telecom industries.

      Vietstock Weekly 22-26/12/2025: Can the Market Sustain Its Momentum?

      Administrator - 21 December, 2025 0
      The VN-Index rebounded with a prominent Big White Candle pattern, as the Bollinger Bands' Middle Line continues to provide robust support for the medium-term trend. However, the index is likely to face continued volatility and challenges in reclaiming its October 2025 highs, given that trading volume has remained below the 20-week average for nine consecutive weeks.

      China Just Took a Long-Awaited Global Action

      Administrator - 21 December, 2025 0
      European and American nations, alongside China, emerged as the most jubilant following this decision.

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