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Home Bank Personal Finance Management: How to Make Your Money Work for You
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Personal Finance Management: How to Make Your Money Work for You

With high liquidity and instant access, funds in a checking account typically earn a meager non-term interest rate, ranging from 0.01% to 0.5% per annum. The funds in these accounts can be considered "sleeping money" as they generate a negligible return.

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4 June, 2024
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    Having a balance in your payment account is essential for everyone. This money provides convenience when it comes to daily and short-term expenses such as shopping, money transfers, and bill payments. However, due to frequent usage, this money often only stays in your account for a few days or weeks, making it unsuitable for savings or investments.

    Many people consider the money in their payment accounts as “sleeping money” as it earns little to no interest. The money may not decrease, but it also doesn’t grow.

    Auto Profit – Changing the Mindset: Money in the payment account is not just “sleeping money”

    The Auto Profit feature on Techcombank Mobile has upgraded to a smart profit-making payment account. With its flexible usage, absolute safety, and optimized profit, it is like a “treasure” that awakens your “sleeping money” to maximize profits every day.

    Open Techcombank Mobile and discover the Auto Profit feature now here

    Hải An

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      Previous article“Annual General Meeting of Shareholders: Increasing Foreign Ownership Limit to 49% and Electing Four New Members to the Board of Directors”
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      Latest article

      Technical Analysis Afternoon Session 02/12: Stochastic Oscillator in Overbought Territory

      Administrator - 2 December, 2025 0
      The VN-Index paused its upward momentum after reaching the psychological threshold of 1,700 points. Meanwhile, the HNX-Index extended its losing streak to a fourth consecutive session, testing its previous November 2025 low around the 255-259 point range.

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      Administrator - 2 December, 2025 0
      Liquidity experienced a slight downturn as several sectors, including seafood and real estate, witnessed a decline in transaction values.

      Unlocking Land Law Implementation: National Assembly Deliberates Solutions to Overcome Challenges

      Administrator - 2 December, 2025 0
      The draft resolution of the National Assembly, outlining mechanisms and policies to address challenges in the implementation of the Land Law, will be discussed by delegates during this week's session.

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