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Home Bank Personal Finance Management: How to Make Your Money Work for You
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Personal Finance Management: How to Make Your Money Work for You

With high liquidity and instant access, funds in a checking account typically earn a meager non-term interest rate, ranging from 0.01% to 0.5% per annum. The funds in these accounts can be considered "sleeping money" as they generate a negligible return.

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4 June, 2024
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    Having a balance in your payment account is essential for everyone. This money provides convenience when it comes to daily and short-term expenses such as shopping, money transfers, and bill payments. However, due to frequent usage, this money often only stays in your account for a few days or weeks, making it unsuitable for savings or investments.

    Many people consider the money in their payment accounts as “sleeping money” as it earns little to no interest. The money may not decrease, but it also doesn’t grow.

    Auto Profit – Changing the Mindset: Money in the payment account is not just “sleeping money”

    The Auto Profit feature on Techcombank Mobile has upgraded to a smart profit-making payment account. With its flexible usage, absolute safety, and optimized profit, it is like a “treasure” that awakens your “sleeping money” to maximize profits every day.

    Open Techcombank Mobile and discover the Auto Profit feature now here

    Hải An

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      Unlocking Bottlenecks in Construction Permit Procedures: The Ministry’s Top Priority

      Administrator - 13 September, 2025 0
      "The Minister of Construction has urged all agencies and units to prioritize clearing administrative procedures for citizens and businesses, ensuring no backlog or delay. Emphasizing the importance of identifying and addressing bottlenecks in administrative processes as a primary task. This also entails regular training and guidance for local foundations, especially at the communal level, along with thorough inspections and supervision to ensure compliance with regulations and prevent any bottlenecks."

      Social Media Platforms Unite: Over 50 Networks Remove False Content Targeting Vingroup Let me know...

      Administrator - 13 September, 2025 0
      "Vingroup applauds the proactive efforts of website owners in scrutinizing and purging toxic and inappropriate content from their platforms. This positive shift underscores a growing awareness among individuals regarding the importance of maintaining a wholesome online presence, free from harmful and offensive materials. It is a step in the right direction, fostering a healthier digital environment for all users."

      Mastering the Art of Currency Fluctuations: A Guide for Businesses

      Administrator - 13 September, 2025 0
      "Monetary policy will continue on a path of easing, aiming for lower interest rates, but this may not alleviate pressure on exchange rates. The most effective approach is to control the money supply (M2) and utilize technical tools to regulate the flow of money into the absorptive channels of the economy," said Dr. Huynh Thanh Dien, of Nguyen Tat Thanh University.

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