The Latest Vietcombank Savings Interest Rates for July: Which Term Deposit Offers the Best Rate?

As of July 2024, Vietcombank offers a competitive interest rate of 4.7% p.a. on personal deposits with a tenure of 24 to 60 months. This attractive rate is available for those who choose to receive their interest payments at the end of the term.

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Vietcombank’s July Interest Rates for Individual Customers

As of the beginning of July, Vietcombank’s interest rates for individual customers remain unchanged from the previous month, ranging from 0.2% to 4.7% per annum.

Specifically, deposits with a tenure of less than 1 month earn an interest rate of 0.2% per annum; deposits with a tenure of 1-2 months earn an interest rate of 1.6% per annum.

For 3-month deposits, the applicable interest rate is 1.9% per annum; meanwhile, 6 and 9-month deposits earn an interest rate of 2.9% per annum.

Vietcombank is offering an interest rate of 4.6% per annum for 12-month deposits.

The most attractive interest rate offered by Vietcombank for individual customers is 4.7% per annum, applicable for tenures ranging from 24 to 60 months.

Non-term deposits earn an interest rate of 0.1% per annum.

Vietcombank’s Deposit Interest Rates for Individual Customers – July 2024

Tenure

VND

Non-term

0.10%

7 days

0.20%

14 days

0.20%

1 month

1.60%

2 months

1.60%

3 months

1.90%

6 months

2.90%

9 months

2.90%

12 months

4.60%

24 months

4.70%

36 months

4.70%

48 months

4.70%

60 months

4.70%

Source: Vietcombank

In addition to traditional counter deposits, Vietcombank also offers online deposits for added convenience and time-saving benefits. The interest rates for online deposits are the same as those for regular counter deposits, ranging from 0.2% to 4.7% per annum.

Vietcombank’s Online Deposit Interest Rates – July 2024

Tenure

VND

14 days

0.20%

1 month

1.60%

3 months

1.90%

6 months

2.90%

9 months

2.90%

12 months

4.60%

24 months

4.70%

Source: Vietcombank

Vietcombank’s Interest Rates for Corporate Customers

In July 2024, interest rates for corporate customers at Vietcombank range from 1.5% to 4.2% per annum.

Specifically, deposits with a tenure of 1-2 months earn an interest rate of 1.5% per annum; deposits with a tenure of 3 months earn an interest rate of 1.8% per annum; meanwhile, deposits with a tenure of 6 and 9 months earn an interest rate of 2.8% per annum.

Vietcombank is offering an interest rate of 4.1% per annum for 12-month deposits.

The highest interest rate offered for tenures ranging from 24 to 60 months is 4.2% per annum.

In July 2024, the interest rate for non-term deposits for corporate customers at Vietcombank is 0.2% per annum.

Vietcombank’s Deposit Interest Rates for Corporate Customers – July 2024

Tenure

VND

Non-term

0.2%

1 month

1.5%

2 months

1.5%

3 months

1.8%

6 months

2.8%

9 months

2.8%

12 months

4.1%

24 months

4.2%

36 months

4.2%

48 months

4.2%

60 months

4.2%

Source: Vietcombank

Note: The above interest rates are for reference only and may change over time or depending on market conditions. Customers are advised to contact their nearest Vietcombank branch for the latest information.

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