Starting Married Life with a Home of Your Own
For young couples, owning a home is not just a significant milestone marking their maturity, but also a solid foundation for marital bliss. Sister An shared, “For us, a house is not just a shelter from the rain and wind, but also a haven, a place to nurture love and strengthen the marital bond. Owning our home gives us peace of mind and allows us to focus on building a happy family life and raising our children well.”
Brother Huy concurred, “With a stable home, we no longer worry about renting or relocating. As a result, we can wholeheartedly devote ourselves to our careers and enjoy life together.”
Journey to Conquering the First “Rung” of the Ladder
Right at the beginning of their married life, the couple set a goal to own a home without financial support from their families. With their determination to be independent, they meticulously planned to turn this dream into reality.
Quang Huy shared the couple’s secret weapon: “To find the right financial solution, we spent a considerable amount of time researching the real estate market and various home loan packages. Given our average income and limited investment experience, finding a loan package with a favorable interest rate and simple procedure was our top priority. Our goal was to find a financial solution that suited our capabilities and ensured long-term stability.”
After seeking advice from friends and family and thoroughly researching information from multiple banks, they decided on the loan package offered by Kasikornbank Ltd. – Ho Chi Minh City Branch (KBank). This decision was made after carefully considering various factors such as interest rates, loan terms, procedures, and the bank’s supportive policies.
“I was particularly impressed with KBank’s home loan package, offering a fixed interest rate of just 6.25% for the first three years. With this rate, we felt confident about the loan and could plan our finances for the long term. Moreover, this package is designed for customers with a monthly income of VND 20 million or higher and is applicable to real estate projects in Ho Chi Minh City and neighboring provinces, perfectly matching our family’s needs,” shared Huy.
A cozy home interior with a couple sitting on a couch, smiling and looking at each other affectionately.
KBank’s loan application process is designed to be simple and convenient for customers. Sister An added, “We only needed to prepare basic personal documents such as ID cards, household registration books, marriage certificates, income verification documents, and collateral-related papers. The KBank staff provided detailed guidance, enabling us to complete the paperwork swiftly. The loan assessment and approval process was also relatively quick, allowing us to proceed with the next steps smoothly without any disruptions.”
KBank Offers Highly Competitive Home Loan Package with Attractive Interest Rates
The exterior of a KBank branch, showcasing its modern architecture and professional appearance.
Kasikornbank Ltd. (KBank) has nearly 80 years of experience, with a presence in 16 countries, and established its branch in Vietnam in 2021. They offer a diverse range of financial products and services for both individual and corporate clients.
Learn more about KBank’s home loan package here or leave your contact information here to receive dedicated assistance.
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