The Ultimate Guide to Agribank’s Interest Rates: Maximize Your Returns with the 24-Month Term Deposit Offer in September 2024

In September, Agribank offered a competitive 4.8% annual interest rate on personal deposits with a 24-month term. This market-leading rate showcases Agribank's commitment to rewarding customers with attractive returns on their savings.

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Agribank Savings Interest Rates for Individual Customers

According to the latest survey in early September 2024, deposit interest rates for individual customers at the Vietnam Bank for Agriculture and Rural Development (Agribank) currently range from 1.7% to 4.8% per annum.

Specifically, the 1-month and 2-month terms have an interest rate of 1.7% per annum, while the 3-month to 5-month terms are at 2.0% per annum. Deposits with a term of 6 to 11 months will earn an interest rate of 3.0% per annum.

For terms ranging from 12 to 18 months, customers will receive an interest rate of 4.7% per annum. Meanwhile, the highest interest rate of 4.8% per annum is offered for the 24-month term.

Non-term deposits or those using payment accounts will earn a low-interest rate of 0.2% per annum.

Agribank Deposit Interest Rates for Individual Customers in September 2024

Term

VND

Non-term

0.2%

1-month

1.7%

2-month

1.7%

3-month

2.0%

4-month

2.0%

5-month

2.0%

6-month

3.0%

7-month

3.0%

8-month

3.0%

9-month

3.0%

10-month

3.0%

11-month

3.0%

12-month

4.7%

13-month

4.7%

15-month

4.7%

18-month

4.7%

24-month

4.8%

Payment Account

0.2%

Source: Agribank

Agribank Deposit Interest Rates for Corporate Customers

For corporate customers, Agribank’s deposit interest rate framework is currently between 1.6% and 4.2% per annum.

Specifically, the 1-month and 2-month terms are offered at an interest rate of 1.6% per annum, while the 3-month to 5-month terms are at 1.9% per annum. Deposits with a term of 6 to 11 months will earn an interest rate of 2.9% per annum.

The longest terms, ranging from 12 to 24 months, are offered the highest interest rate of 4.2% per annum.

For non-term deposits and payment accounts of corporate customers, Agribank applies an interest rate of 0.2% per annum.

Agribank Interest Rates for Corporate Customers in September 2024

Term

VND

Non-term

0.2%

1-month

1.6%

2-month

1.6%

3-month

1.9%

4-month

1.9%

5-month

1.9%

6-month

2.9%

7-month

2.9%

8-month

2.9%

9-month

2.9%

10-month

2.9%

11-month

2.9%

12-month

4.2%

13-month

4.2%

15-month

4.2%

18-month

4.2%

24-month

4.2%

Payment Account

0.2%

Source: Agribank

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