Starting from the fourth month onwards, the new installment plan offers a periodic fee of 0.4%/month for terms of 6-9 months and 0.8%/month for terms of 12-36 months.
The registration process for the installment plan is easy and automatic – register once and it will apply until you choose to cancel the conversion at the VIB website.
Shopping for the Family
As the weather turns cooler, homemakers often increase their demand for pressure cookers to prepare warm stews, as well as washing machines and clothes dryers for rainy days. These appliances can be quite expensive, but with the “Buy Now, Pay Later” program from VIB, you only need to pay a few hundred thousand VND per month.
Don’t miss out on the opportunity to own these modern appliances at extremely attractive discounts of up to 45% at LG.vn and 15% at Electrolux.vn. Why wait? Start enjoying a more convenient life with the VIB credit card today!
Buying Motorcycles and Mobile Phones
In addition to family expenses, the end of the year is also the time when people consider upgrading their motorcycles and mobile phones. Starting from September each year, brands like Apple, Samsung, Yamaha, and Honda launch their new products with advanced technologies and attractive promotions that are hard to resist.
Tech enthusiasts who don’t want to miss out on the latest Galaxy Z Fold6 and Flip6, or the soon-to-be-released iPhone 16 in Vietnam on September 27th, can opt for the VIB installment plan to own these devices immediately. Cardholders can also save a significant amount by taking advantage of the VIB Shop benefits: a discount of up to 500,000 VND for orders between 800,000 VND and 3 million VND at Shopee and Lazada, and a cashback of up to 500,000 VND for bills between 5 and 10 million VND at Diamond Plaza…
Additionally, when purchasing products from the iPhone 16 series between September 27 and December 31, 2024, VIB credit cardholders will receive a discount of 2 million VND at CellphoneS and Di Động Việt, and a discount of 1.5 million VND at Hoàng Hà Mobile and Digibox. These offers are available at the brands’ nationwide store systems.
Autumn and Winter Travel
Autumn and winter travel is an annual tradition for many families. Each season offers new and exciting destinations, whether it’s a short trip to the chilly northwestern region or a more extravagant journey to witness the red leaves of Japan or the northern lights in Iceland…
In addition to enjoying the lowest interest rates in the current consumer loan market, cardholders can also save up to 40% on airfare, tour packages, and hotel bookings with the VIB Travel universe of benefits, which includes over 60 travel partners such as Traveloka, Klook, Booking.com, Trip.com, KtoursStory, Vietravel, Lửa Việt Tours, Qatar Airways, and China Airlines…
Beauty and Dental Care
During the year-end holiday season, women often invest in specialized skincare products for the cold season, as well as beauty and dental aesthetic services. It’s important to plan ahead for these treatments to ensure optimal results and be ready to shine during the biggest festive season of the year.
Take advantage of incredible discounts of up to 50% from premium cosmetic brands like Kosé and Menard, as well as health and beauty services at Otis Dental, Peace Dental, Viet Nga Dental, Victoria Fitness, and La Bella Pilates with your VIB credit card!
Tuition Fees for Young Children
In addition to the regular school fees typically paid in September-October, parents also incur monthly expenses for language and talent development courses for their children.
With the VIB credit card, cardholders can conveniently opt for 0% installment plans to spread out their investments at reputable brands such as Apollo, ILA, VUS, Direct English, The English Forum, Mathnasium, and the Hạnh Phúc Preschool system…
Depending on your spending needs for the last three months of the year, you can choose the most beneficial card from VIB‘s ecosystem of 10 credit card lines, each tailored to specific needs: Shopping (Cash Back, Super Card, Online Plus 2in1, LazCard), Travel (Travel Élite, Premier Boundless), Family and Education (Family Link, Ivy Card)…
Each card line has its own exclusive privileges according to different spending categories. For example, the Family Link card offers up to 10% cashback on all education, healthcare, and insurance spending, helping parents save significantly on their children’s school fees. The Super Card offers flexible cashback of up to 15% on shopping, travel, and dining, while the Cash Back card provides up to 24 million VND/year cashback on shopping, beauty, and dental care… These cards are also ideal for taking advantage of during high-spending periods.
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The “Buy Now, Pay Later” program is valid until December 31, 2024. Before making any purchases, cardholders only need to spend a few minutes registering for the program through its website. Customers who apply for a new VIB credit card before September 30, 2024, will be eligible for a waiver of the first-year annual fee if they spend at least 1 million VND within 30 days of card activation and 45 days of card issuance. |
5 Ways to Spend Wisely in the Last Quarter and Keep Your Finances in Check
The end of the year is typically associated with numerous expensive yet worthwhile expenditures. As a trusted partner in financial management, VIB introduces an exclusive installment program featuring a 0% interest rate policy, a waived initial participation fee, and no periodic fees for the first three months. This program empowers credit cardholders to maintain their financial equilibrium during this festive season.
3 Ways to Score Free Tickets to the Anh Trai “Say Hi” Concert
Get ready for the most anticipated music event of the year – the “Say Hi” Concert by Anh Trai, happening on September 28th in Ho Chi Minh City. The excitement for this event is palpable, as evident by the enthusiastic response during the ticket sales launch. VIB offers its credit card customers a unique opportunity to secure their tickets and be a part of this highly awaited concert, loved by fans far and wide.
