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BIDV’s November 2024 Savings Interest Rates for Individual Customers
As of the beginning of November, BIDV offers interest rates ranging from 1.7% to 4.7% per annum for individual customers depositing at the counter.
Specifically, customers who deposit for a term of 1-2 months will receive an interest rate of 1.7% per annum; terms of 3 and 5 months will be offered the same interest rate of 2% per annum; and terms of 6 and 9 months will earn an interest rate of 3% per annum.
For deposits with a term of 12 months or more, a uniform interest rate of 4.7% per annum is applied.
Interest Rate Table for Individual Customers Depositing at BIDV Counter in November 2024
|
Term
 |
Interest Rate
 |
|
No fixed term
 |
0.10%
 |
|
1 Month
 |
1.70%
 |
|
2 Months
 |
1.70%
 |
|
3 Months
 |
2.0%
 |
|
5 Months
 |
2.0%
 |
|
6 Months
 |
3.0%
 |
|
9 Months
 |
3.0%
 |
|
12 Months
 |
4.70%
 |
|
13 Months
 |
4.70%
 |
|
15 Months
 |
4.70%
 |
|
18 Months
 |
4.70%
 |
|
24 Months
 |
4.70%
|
|
36 Months
 |
4.70%
|
Source: BIDV
In addition to over-the-counter deposits, BIDV also accepts online deposits through the Mobile Banking/Internet Banking application. For this method, BIDV offers interest rates that are 0.1% to 0.3% higher than those for counter deposits.
Accordingly, deposits with a term of 1-3 weeks will earn an interest rate of 0.3% per annum; terms of 1-2 months will receive 2% per annum; terms of 3-5 months will be offered 2.3% per annum; terms of 6-11 months will earn 3.3% per annum; and terms of 12-18 months will be subject to an interest rate of 4.7% per annum. The highest interest rate currently offered by BIDV is 4.8% per annum for online individual deposits with a term of 24-36 months.
Interest Rate Table for Individual Customers Depositing Online at BIDV in November 2024
|
Term
 |
Interest Rate
 |
|
1 week
 |
0.3%
 |
|
2 weeks
 |
0.3%
 |
|
3 weeks
 |
0.3%
 |
|
1 Month
 |
2.0%
 |
|
2 Months
 |
2.0%
 |
|
3 Months
 |
2.3%
 |
|
4 months
 |
2.3%
 |
|
5 Months
 |
2.3%
 |
|
6 Months
 |
3.3%
 |
|
9 Months
 |
3.3%
 |
|
11 Months
 |
3.3%
 |
|
12 Months
 |
4.70%
 |
|
13 Months
 |
4.70%
 |
|
15 Months
 |
4.70%
 |
|
18 Months
 |
4.70%
 |
|
24 Months
 |
4.90%
 |
|
36 Months
 |
4.90%
|
Source: BIDV
BIDV’s November 2024 Interest Rates for Business Customers
For business customers, BIDV offers interest rates ranging from 1.6% to 4.2% per annum. Specifically, business customers who deposit for a term of 1-2 months will receive an interest rate of 1.6% per annum; terms of 3-5 months will earn 1.9% per annum; and terms of 6-11 months will be offered an interest rate of 3% per annum.
The highest interest rate offered to business customers at BIDV in November is 4.2% per annum, applicable to terms ranging from 12 to 60 months.
Interest Rate Table for Business Customers at BIDV in November 2024
|
Term
 |
VND
 |
|
No fixed term
 |
0.20%
 |
|
1 month
 |
1.60%
 |
|
2 months
 |
1.60%
 |
|
3 months
 |
1.90%
 |
|
4 months
 |
1.90%
 |
|
5 months
 |
1.90%
 |
|
6 months
 |
3.0%
 |
|
7 months
 |
3.0%
 |
|
8 months
 |
3.0%
 |
|
9 months
 |
3.0%
 |
|
10 months
 |
3.0%
 |
|
11 months
 |
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