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BIDV’s November 2024 Savings Interest Rates for Individual Customers
As of the beginning of November, BIDV offers interest rates ranging from 1.7% to 4.7% per annum for individual customers depositing at the counter.
Specifically, customers who deposit for a term of 1-2 months will receive an interest rate of 1.7% per annum; terms of 3 and 5 months will be offered the same interest rate of 2% per annum; and terms of 6 and 9 months will earn an interest rate of 3% per annum.
For deposits with a term of 12 months or more, a uniform interest rate of 4.7% per annum is applied.
Interest Rate Table for Individual Customers Depositing at BIDV Counter in November 2024
|
Term
|
Interest Rate
|
|
No fixed term
|
0.10%
|
|
1 Month
|
1.70%
|
|
2 Months
|
1.70%
|
|
3 Months
|
2.0%
|
|
5 Months
|
2.0%
|
|
6 Months
|
3.0%
|
|
9 Months
|
3.0%
|
|
12 Months
|
4.70%
|
|
13 Months
|
4.70%
|
|
15 Months
|
4.70%
|
|
18 Months
|
4.70%
|
|
24 Months
|
4.70%
|
|
36 Months
|
4.70%
|
Source: BIDV
In addition to over-the-counter deposits, BIDV also accepts online deposits through the Mobile Banking/Internet Banking application. For this method, BIDV offers interest rates that are 0.1% to 0.3% higher than those for counter deposits.
Accordingly, deposits with a term of 1-3 weeks will earn an interest rate of 0.3% per annum; terms of 1-2 months will receive 2% per annum; terms of 3-5 months will be offered 2.3% per annum; terms of 6-11 months will earn 3.3% per annum; and terms of 12-18 months will be subject to an interest rate of 4.7% per annum. The highest interest rate currently offered by BIDV is 4.8% per annum for online individual deposits with a term of 24-36 months.
Interest Rate Table for Individual Customers Depositing Online at BIDV in November 2024
|
Term
|
Interest Rate
|
|
1 week
|
0.3%
|
|
2 weeks
|
0.3%
|
|
3 weeks
|
0.3%
|
|
1 Month
|
2.0%
|
|
2 Months
|
2.0%
|
|
3 Months
|
2.3%
|
|
4 months
|
2.3%
|
|
5 Months
|
2.3%
|
|
6 Months
|
3.3%
|
|
9 Months
|
3.3%
|
|
11 Months
|
3.3%
|
|
12 Months
|
4.70%
|
|
13 Months
|
4.70%
|
|
15 Months
|
4.70%
|
|
18 Months
|
4.70%
|
|
24 Months
|
4.90%
|
|
36 Months
|
4.90%
|
Source: BIDV
BIDV’s November 2024 Interest Rates for Business Customers
For business customers, BIDV offers interest rates ranging from 1.6% to 4.2% per annum. Specifically, business customers who deposit for a term of 1-2 months will receive an interest rate of 1.6% per annum; terms of 3-5 months will earn 1.9% per annum; and terms of 6-11 months will be offered an interest rate of 3% per annum.
The highest interest rate offered to business customers at BIDV in November is 4.2% per annum, applicable to terms ranging from 12 to 60 months.
Interest Rate Table for Business Customers at BIDV in November 2024
|
Term
|
VND
|
|
No fixed term
|
0.20%
|
|
1 month
|
1.60%
|
|
2 months
|
1.60%
|
|
3 months
|
1.90%
|
|
4 months
|
1.90%
|
|
5 months
|
1.90%
|
|
6 months
|
3.0%
|
|
7 months
|
3.0%
|
|
8 months
|
3.0%
|
|
9 months
|
3.0%
|
|
10 months
|
3.0%
|
|
11 months
|
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