Gem Park – A Haven for Homeowners, a Goldmine for Investors

A convenient and profitable investment opportunity

Among the nearly 150 bookings made at Gem Park in November was a couple, Doctor Hoai Thu and her husband. With their only son studying abroad in Germany, they decided to sell their small house to purchase two apartments in Gem Park: a three-bedroom for living and a two-bedroom for investment.

A glimpse of the 10,000m2 outdoor utility area exclusively for Gem Park residents Source: N.H.O

Similar to Doctor Hoai Thu and her husband, many successful couples in Haiphong, after years of focusing on their careers and families, now desire a slower and more relaxed lifestyle. A luxurious and convenient living space, close to both the old and new centers of the city, would be ideal. The old center, with its nostalgic street corners and familiar-tasting eateries, and the new center, where festive activities take place, are both just an eight-minute drive away from Gem Park.

Gem Park’s location is also ideal for young people who want to optimize their time for living, working, and entertainment. “There are 56 amenities surrounding the apartment, catering to all the daily needs of a modern person: rest, work, study, play, physical exercise, development, and connection – all within reach, just a touch away,” said Quynh Anh, a 1994-born investment fund manager, explaining why she wants to become a Gem Park resident.

With her savings from six years of working for a multinational company, Quynh Anh easily afforded the apartment with an initial payment of 480 million VND (equivalent to 20% of the apartment’s value). The bank supported 65% of the cost with a 0% interest rate until the handover in 2026. Therefore, with her high salary as a manager of a multinational corporation and a frugal lifestyle in Haiphong, Quynh Anh can afford to wait until the handover date. The payment schedule is as follows: Handover the apartment with a 10% payment. Receive the pink book (ownership certificate) with a 5% payment. In addition, customers also receive a double benefit of 50 million VND when booking non-refundable and receive a discount of up to 6%.

“According to our data analysis, banks are entering a phase of capital scarcity, increasing deposit interest rates. This is the best time to deposit money in banks and enjoy high-interest rates. The policy of interest exemption for two years gives me peace of mind to deposit money and invest profitably,” said Quynh Anh.

For Doctor Hoai Thu and her husband, they got more than they bargained for. Below the apartment is a 5,000m2 indoor and 10,000m2 outdoor utility area exclusively for residents, with an ideal ratio of greenery and water features in the bustling and crowded city of Haiphong. Walking paths and zen gardens for the elderly, picnic lawns for families, tennis courts for adults, and outdoor playgrounds for children are all part of the amenities. The couple can stroll hand in hand, take photos on the blooming pink banana flower path, or enjoy afternoon tea on their balcony, overlooking the lush park, the Re River, and the vast fields below.

Quynh Anh and her GenZ friends are thrilled with the Pavilion and the multi-layered integrated utility system: a gym, yoga studio, co-working space, sky garden, and a resort-style saltwater-electrolysis swimming pool with a series of sunken and floating chairs and lounge chairs for sunbathing and soaking, providing an ultimate relaxation experience throughout the four seasons.

From the balcony, one can overlook the lush park, the Re River, and the vast fields below, a soothing sight after a long day of work. Source: N.H.O

In fact, all of this was planned by the investor, N.H.O, with a forward-thinking vision. “People in Haiphong are embracing globalization, striving for success, and seeking solutions to improve their quality of life. They need a convenient place to live where travel time is minimized and relaxation time is maximized. We understand this, and Gem Park is here to make this desire a reality,” said Mr. Jeong Cheol, N.H.O’s representative, at the project launch event for Gem Park with northern distributors in mid-November.

Double profits for investors

“With a starting selling price of 39 million VND/m2, Gem Park offers a very competitive price in the high-end apartment segment in the northern provinces, especially compared to Hanoi. While projects in the same segment are priced at 45-70 million VND/m2, smart investors inside and outside Haiphong can easily see the potential for sustainable profits,” said Mr. Ho, a business advisor for N.H.O, during a meeting with northern distributors.

Mr. Ho also shared that the investment story and potential of Gem Park reminded him of City Garden, a luxury apartment project in Ho Chi Minh City that he was involved with during its development. “When it first appeared, City Garden was in a less competitive location. But over time, the infrastructure in the area has developed strongly. With its architectural design, the appeal of its amenities, and the 5-star resident community, City Garden now has prices nearly double what they were at the launch, increasing from 3.5 billion VND to 6 billion VND for a one-bedroom apartment.”

In the next two years, when Gem Park is officially put into use, Haiphong’s infrastructure will be very different. The Hanoi-Haiphong railway connects the Haiphong International Gateway Port with the Dinh Vu, Nam Do Son, and Lach Huyen port areas; the coastal railway route from Nam Dinh to Thai Binh to Haiphong to Quang Ninh… The city also plans to build another bridge over the sea next to the existing Lach Huyen Bridge, which has become congested.

“Haiphong’s potential can be seen in the very near future,” added Mr. Ho.

With Gem Park, at the time of handover, in addition to living in the apartment, the owner can rent it out and immediately have a passive income of 12-15 million VND/month (the average rental price of high-end apartments in Haiphong) to repay the bank loan. This allows customers to flexibly use their money while still owning the property.

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