**Sacombank: A Comprehensive and Sustainable Development Journey**

Representing Sacombank, Mr. Ha Van Trung, Deputy CEO of Sacombank, received the award from the Organizing Committee.

A testament to its resilience, Sacombank has consistently featured in reputable rankings, showcasing its robust performance amidst an ever-changing economic landscape. With stable financial capabilities, a strong technological foundation, and a flexible growth strategy, Sacombank continuously innovates to meet the diverse needs of its individual customers, businesses, and investors.

Beyond maintaining strong business performance, Sacombank is also highly regarded for its transparency, adherence to international corporate governance standards, and commitment to sustainable development through the integration of ESG (Environmental, Social, and Governance) frameworks into its operations.

Significant Growth in Pre-Tax Profit for Q2 2025

As per the consolidated financial statements for Q2 2025, Sacombank recorded a pre-tax profit of VND 3,657 billion, marking a 36% increase compared to the same period last year. For the first six months, the bank achieved a pre-tax profit of VND 7,331 billion, equivalent to 50% of the target assigned by the General Meeting of Shareholders. This growth was driven by significant improvements in net interest income and service income.

As of June 30, 2025, net interest income reached VND 13,448 billion, reflecting an 11.4% increase. Pure service income also witnessed a substantial surge of 30.8%, amounting to VND 1,647 billion. Additionally, total assets stood at VND 807,339 billion, indicating a 7.9% rise since the beginning of the year. Customer loan balances increased by 9% to VND 587,960 billion, while customer deposits grew by 10.1% to VND 624,315 billion. Adequate provisioning helped maintain the non-performing loan ratio at 2.14%, demonstrating Sacombank’s effective asset quality management during its restructuring phase.

Minh Tai

– 11:19 04/08/2025

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