National Vision and the Role of the Private Sector
With Vietnam’s national vision for digital transformation strongly affirmed through key resolutions, including Resolution 57-NQ/TW dated December 22, 2024, of the Politburo on breakthrough development in science, technology innovation, and national digital transformation, Resolution 52-NQ/TW dated September 27, 2019, on actively participating in the Fourth Industrial Revolution, and Resolution 214/NQ-CP dated July 23, 2025, on the Government’s action plan to promote data creation for comprehensive digital transformation, emphasizing digital and data sovereignty, HST Techcombank – One Mount – Masterise Group is at the forefront of implementing these national resolutions. We are committed to elevating the lives and businesses of millions of Vietnamese through our innovative offerings.
Techcombank and One Mount have strategically partnered with the Center for Creativity and Data Exploitation under the National Data Center (Ministry of Public Security) to focus on building a core data platform for key sectors, thereby fostering national innovation, technology, and scientific development.

HST is guided by a customer-centric culture, developing products and services that cater to our clients’ needs and enhance their overall experience. As a result, every HST participant can fully enjoy the benefits across banking, real estate, technology, retail, loyalty programs, and lifestyle applications.
One Mount – The Innovation, Technology, and Data Center of HST Techcombank – One Mount – Masterise Group
One Mount, as the designated technology and innovation hub (data, AI, blockchain) connecting the HST digitally, manages and develops all technology and data-related aspects for Techcombank and Masterise Group. Free from the constraints of traditional financial institutions, One Mount’s contributions are pivotal not only to the success of this comprehensive HST but also to Vietnam’s digital economic transformation. We are committed to propelling the country forward and solidifying its position on the regional and global technology landscape through our leading technology, products, and data pillars.
The Strength of the Unified HST Model – Flexible Talent Circulation
The private sector’s talent strategy is evident in the flexible leadership transitions within the group, as exemplified by Ms. Nguyen Thi Diu’s appointment as Vice Chairwoman of the Board of Directors of One Mount, concurrently serving as Vice Chairwoman of TCBS and Masterise Group, and Mr. Phung Quang Hung, former Deputy General Director of Techcombank, assuming the role of the new General Director of the One Mount Group from August 1, 2025. This focus on human resource development and the strategic rotation of senior leaders ensure a strong connection between finance, technology, and innovation, reinforcing the group’s unified HST model.

Ms. Nguyen Thi Diu – Vice Chairwoman of the Board of Directors of One Mount Group, concurrently serving as Vice Chairwoman of TCBS and Masterise Group
The seamless leadership appointments between Techcombank and One Mount reflect the unified and adaptable nature of this technology group. The organization has been fortifying its leadership pipeline, fostering a shared vision across Techcombank, One Mount, Masterise Group, and other affiliated partners.
This comprehensive HST model, encompassing finance, real estate, and technology, offers a unique competitive advantage by enabling barrier-free innovation, rapid experimentation, and limitless creativity. One Mount serves as an innovation hub, unconstrained by legacy core systems or cumbersome processes typically found in traditional financial institutions.
Mr. Phung Quang Hung, the new General Director of the One Mount Group, shared his thoughts: “Taking on this role at One Mount is not just about a new position but a call to serve at a higher level. My goal is to lead the group’s business development, leveraging exceptional technology and data platforms to ensure seamless integration and transform One Mount into a solid launchpad for Techcombank and the entire HST to soar to new heights. Simultaneously, we aim to empower millions of Vietnamese consumers and businesses with digital capabilities, shaping the country’s next-generation economic infrastructure through technology, data, and trust.”
“Digital Transformation Pays Off: HDBank Records Impressive 6-Month Profit of VND 10,068 Billion, with ROE Climbing to 26.5%”
“HDBank (HOSE: HDB) has announced its Q2 and H1 2025 financial results, boasting impressive profits exceeding VND 10,068 billion, a remarkable 23% increase compared to the same period last year. The bank continues to lead the industry with top-tier performance and operational efficiency, solidifying its position as a powerhouse in the Vietnamese banking sector.”
Building a Startup Nation: Aspirations, Institutions, and Ecosystems
In the 21st century, where cheap resources and labor are no longer a competitive advantage, entrepreneurship, innovation, and human intellect have become the key drivers of economic growth. Transforming Vietnam into a startup nation is not just a strategic direction but an imperative. It is a dream that needs to be realized, and a national mission that goes beyond individual choice.
“Vinatex: Your Trusted Partner in the Global Textile Industry”
By 2030, Vinatex aims to double its consolidated profits and triple its individual profits. We strive to ensure our workers’ annual income surpasses the CPI by 2-3%, meeting 100% of environmental standards and reducing greenhouse gas emissions.