The “Vietnam Consumer Finance Digital Innovation Award 2025” is a testament to Mcredit’s resilient journey of technology application to enhance customer experience and optimize operational efficiency.
The Global Economics is a prestigious international award that recognizes outstanding organizations in the fields of finance, banking, insurance, real estate, technology, and energy. For five consecutive years, Mcredit has been named in this award, twice receiving the title of “Best Consumer Finance Company in Vietnam,” and this year, it continues to excel in the digital innovation category, which demands substantial investment, strategic vision, and effective implementation.

This is the fifth consecutive year that Mcredit has been honored at The Global Economics Awards.
Technology, a pillar in the development strategy
The “Vietnam Consumer Finance Digital Innovation Award 2025” presented to Mcredit reflects the company’s efforts in investing in technology and digital transformation to enhance customer experience. To earn this award, Mcredit met TGE’s stringent criteria, including technological capabilities, operational creativity, product and service quality, and growth results.
With a vision to become the most convenient digital financial service, Mcredit has recently focused on implementing a digital financial platform strategy, introducing notable products and technology solutions such as the Mcredit Mobile App, an automatic loan approval system that employs data analysis for swift credit decisions, and the e-Contract solution for streamlined online contract signing, reduced paperwork, and enhanced security.
Mcredit is also one of the six pioneering credit institutions to implement a solution using national demographic data for customer credit evaluation. Additionally, Mcredit is expanding collaborations with e-commerce and e-wallet platforms and other digital financial ecosystems to facilitate consumers’ access to financial services.
Asserting its position and striving for financial inclusion
Backed by the joint venture between Military Commercial Joint Stock Bank (MB) and SBI Shinsei Bank (Japan), Mcredit has solidified its position as one of the fastest-growing and most sustainable consumer finance organizations in Vietnam. With its impressive growth rate, Mcredit has become a trusted choice for millions of individual customers, especially those without access to traditional banking services.
Consecutively earning accolades from reputable organizations like TGE not only acknowledges Mcredit’s relentless innovation but also fuels its drive to develop flexible, modern, and secure financial solutions. By doing so, Mcredit contributes to promoting financial inclusion, especially for those without access to traditional banking services. Expanding access to formal credit for individuals, Mcredit accompanies customers in improving their quality of life and building a sustainable financial future.
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