Referrers will instantly receive a bonus of 30,000 VND when their referred individual completes account opening using electronic identification (eKYC) and performs at least one financial transaction of 100,000 VND or more on the SHB SAHA application. Additionally, new customers will receive a 30,000 VND eVoucher from SHB for mobile phone top-up services after successfully registering their account.
With a total gift value of up to over 1.4 billion VND, the program offers an attractive opportunity to increase income and spread modern digital banking experiences to a wide range of customers. There is no limit to the number of referrals.
According to SHB’s representative, referrers only need to perform a few simple steps to introduce their friends and family to the application. First, users log in to the SHB SAHA application, select the “Refer Friends” feature on the main interface, and then create a personal referral code by agreeing to the terms when selecting “Open an Online Account”.
The system will automatically display a QR code, allowing users to quickly share it across social platforms such as Email, Zalo, Facebook, or Instagram. The referred individual simply needs to scan the QR code and follow the instructions to open an account online (eKYC) on the SHB SAHA application.
“With a clear and simple process, along with the automatic QR code generation feature, referrers don’t need to fill out forms manually, and referred individuals just need to scan the code to get started. SHB expects this program to not only contribute to the natural and effective growth of SHB SAHA users but also foster the habit of using digital banking services in the community,” emphasized the representative of SHB.
E-KYC is a modern solution adopted worldwide, enabling customers to open accounts entirely online without visiting a physical branch. With just a smartphone connected to the internet and a valid CCCD, individuals can open an account on the SHB SAHA application anytime, anywhere, quickly (within 3-5 minutes), thus maximizing time efficiency. After successful registration, customers can transfer funds, make payments, top up their phones, and access basic banking services without visiting a branch. This is a smart choice for busy individuals who prioritize speed, convenience, and safety in the digital age.
In the long run, this is not just a technical advancement but also a crucial link in SHB’s comprehensive digital transformation strategy. This strategy aims to build a smart financial ecosystem, putting customers at the center and empowering them to take charge of their journey in experiencing digital banking services. Since its launch in 2021, over 1.2 million SHB customers have opened accounts via eKYC on the digital banking application, a 40-fold increase from the initial 30,000 customers.
SHB has identified “putting customers and the market at the center” as one of its four pillars in its digital transformation journey. The bank continuously applies modern technology to enhance service experiences. With SHB SAHA, customers can access daily financial utilities such as transfers, receipts, savings, bill payments, road fees… and even apply for international cards, online overdrafts, investments, or insurance. All these services are provided swiftly, free of charge, and entirely online, ensuring convenience no matter where the customer is located.
After nearly 32 years of establishment and development, SHB has made significant strides, leaving a strong imprint and establishing a powerful position in Vietnam’s financial market while also reaching out to the global market and contributing to the robust growth of the country’s economy. By 2025, the bank aims to surpass 832 trillion VND in total assets and is projected to exceed 1 quadrillion VND by 2026, solidifying its leading position in the domestic and regional financial markets.
SHB is undergoing a robust transformation with a “Bank of the Future” vision, integrating modern technologies such as AI, Big Data, and Machine Learning into its entire process and services. This model is expected to enhance competitiveness, digitize the customer journey, improve experiences, automate operations, modernize the core banking system, and expand its technology infrastructure. As a result, it will drive efficient growth and develop advanced service solutions.
Based on four pillars: Reform of mechanisms, policies, regulations, and processes; People-centricity; Putting customers and the market at the center; and Modernization of information technology and digital transformation, along with adherence to six core cultural values of “Heart – Trust – Faith – Wisdom – Intelligence – Vision,” SHB aims to become the TOP 1 bank in terms of efficiency; the most beloved Digital Bank; the Best Retail Bank; and the TOP bank in providing capital, financial products, and services to strategic private and state-owned enterprises with supply chains, value chains, and ecosystems, fostering green development.
For more information on special offers, customers can contact the 24/7 Customer Service Center at *6688 or visit any SHB branch or transaction office nationwide.
– 11:58 07/08/2025
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