VPBank’s Deposit Interest Rates for August
This August, VPBank is offering competitive deposit interest rates for its customers, ranging from 0.4% to 5.3% per annum. For short-term deposits with a tenure of 1-3 weeks, the bank offers a flat rate of 0.4% regardless of the amount deposited. Interest rates gradually increase with longer tenures and higher deposit amounts.
For deposits below VND 1 billion, customers can enjoy an interest rate of 3.6% for tenures ranging from 1 to 5 months. The rate increases to 4.5% for tenures between 6 and 11 months, 5% for 12 to 18 months, and peaks at 5.1% for long-term deposits of 24 to 36 months.
Deposits ranging from VND 1 billion to less than VND 3 billion also follow a similar interest rate structure as the previous group. With tenures of 1 to 5 months, the rate is set at 3.6%, while it increases to 4.5% for 6 to 11 months, 5% for 12 to 18 months, and finally, 5.1% for 24 to 36 months.
For deposits between VND 3 billion and less than VND 10 billion, VPBank offers slightly differentiated rates for longer tenures. While the interest rates remain the same for shorter tenures of 1 to 11 months, the bank provides a higher rate of 5.2% for tenures of 24 and 36 months.
Customers depositing amounts ranging from VND 10 billion to less than VND 50 billion are offered improved interest rates. The rates for this group are as follows: 3.7% for 1 to 5 months, 4.6% for 6 to 11 months, 5.1% for 12 to 18 months, and the highest rate of 5.3% for long-term tenures of 24 and 36 months.
For high-value deposits of VND 50 billion and above, VPBank offers the most competitive rates. The interest structure for this group is as follows: 3.8% for 1 to 5 months, 4.7% for 6 to 11 months, maintaining at 5.1% for 12 to 18 months, and 5.3% for tenures ranging from 24 to 36 months.
Online Deposit Interest Rates for August
VPBank offers higher interest rates for customers who choose to deposit their savings through online channels, with rates ranging from 0.4% to 5.5% per annum. These rates are applicable for most tenures and deposit amounts.
For deposits below VND 1 billion, customers are offered an interest rate of 3.7% for a 1-month tenure, 3.8% for tenures ranging from 2 to 5 months, 4.7% for 6 to 11 months, 5.2% for 12 to 18 months, and 5.3% for long-term tenures of 24 and 36 months.
For deposits ranging from VND 1 billion to less than VND 3 billion, the interest rates remain unchanged from the previous group.
VPBank offers differentiated rates for deposits between VND 3 billion and less than VND 10 billion. The structure is as follows: 3.7% for 1 month, 3.8% for 2 to 5 months, 4.7% for 6 to 11 months, 5.2% for 12 to 18 months, and an increased rate of 5.4% for long-term tenures of 24 to 36 months.
For high-value deposits ranging from VND 10 billion to less than VND 50 billion, the bank provides attractive interest rates. Customers can enjoy rates of 3.8% for 1 month, 3.9% for 2 to 5 months, 4.8% for 6 to 11 months, 5.3% for 12 to 18 months, and the highest rate of 5.5% for tenures of 24 to 36 months.
Specially, for customers depositing VND 50 billion and above through online channels, VPBank offers the highest interest rates. The structure for this group is as follows: 3.9% for 1 month, 4.0% for 2 to 5 months, 4.9% for 6 to 11 months, maintaining at 5.3% for 12 to 18 months, and 5.5% for long-term tenures of 24 to 36 months.
Tin Vũ
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