VIB Super Profit Account – A Profitable Daily Capital Account
Usually, for temporary short-term idle capital, households and SMEs will deposit it for a short term. This form brings interest, but if withdrawn before the due date, the interest will be lost. Now, with the Super Profit account at VIB, enterprises only need to activate this feature on the VIB Business banking application, choose the appropriate standard threshold, and the entire balance exceeding the threshold will automatically profit daily up to 4.5%/year, much higher than just leaving the money in a regular payment account. At the same time, businesses can use the money at any time without losing the accumulated interest.
Ms. Quynh Anh – owner of a wood production company in Binh Duong, commented: “In the past, to optimize capital, we often opened additional sub-accounts for short-term savings. Now, we only need to maintain money in the Super Profit Account, the interest is calculated daily, transparent and automatic.”.
Mr. Minh Quan – Director of a clean food company in Ho Chi Minh City, shared: “My company usually maintains a balance of VND 300-500 million for importing raw materials and making payments to suppliers. In the past, this amount of money did not create any added value. With the Super Profit Account, we earn an additional few million VND in interest each month, without changing any operating procedures.”.
VIB Business Solution Package – Quick Access to Capital, Increased Daily Profit, and Simplified Financial Management
Super Profit is an important component of the comprehensive VIB Business financial solution package. Combining financial solutions and operational support utilities, VIB’s solution package helps households and SMEs quickly rotate capital, increase daily profits, and easily manage finances with just one touch.
Capital sources in VIB Business are designed flexibly for all business needs. When a larger amount of capital is needed to expand the scale or meet the peak season, businesses can mortgage loans with quick disbursement of up to VND 150 billion, with an interest rate of only about 6.7%/year. For operational cost needs, households and SMEs have an unsecured credit source of up to VND 1 billion with interest-free for up to 58 days from the VIB Business Card corporate credit card – suitable for importing goods or spending before and after having revenue to pay later.
Especially, by combining the corporate card with the Super Profit Account, households and SMEs have both unsecured 0% interest rate spending capital and idle money that still profits daily up to 4.5%/year. This is an extremely effective duo, helping to reduce costs and increase daily profits.
For financial management needs, the VIB Business application acts as a “control center” for cash flow. Households and SMEs can monitor all revenue and expenditure and delegate business card spending authority right on their phones; use digital payment methods such as QR codes or turn your phone into a mobile card swiping machine with softPOS; and receive instant voice notifications when customers complete payments with the Voice Alert feature.
Expand Benefits from VIB Business Card: Make Effective Use of the VAT Refund Policy
The VIB Business Card is a practical payment option for traders, households, and SMEs to ensure that all expenses are made cashless, thereby taking advantage of the VAT refund support policy. Even when the recipient does not have a POS machine, the cardholder can still easily transfer money via the card for payment, thanks to the BPSP (Business Payment Service Platform) that VIB has coordinated with Visa and VNPAY to deploy on the VNPAYB2B platform.
In addition, VIB is deploying non-financial support such as giving one year of free use of electronic invoices (e-invoice) to customers within the partner network, connecting accounts with eTax Mobile to allow direct tax declaration and payment on the phone…
Find out more here to start rotating capital quickly, managing money efficiently, spending smartly, and profiting daily with idle capital.
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