Vietnam’s trade continues to be a bright spot in the economy for the first five months of 2025, according to a report by the General Statistics Office (Ministry of Finance). Despite the challenging global economic landscape, the country’s import and export turnover reached US$355.79 billion, a 15.7% increase compared to the same period last year. Exports grew by 14%, while imports increased by 17.5%.
Along with these positive signals, exporting businesses also face challenges regarding capital and the dependence on potential policy changes or production costs in major markets. In response, many enterprises have proactively expanded their markets and sought alternative options to diversify their capital sources, preparing for market fluctuations and taking advantage of preferential policies offered by commercial banks.
Easy Trade – A “Huge” Capital Support Solution for Import and Export Enterprises
As a specialized and comprehensive financial solution, MSB’s Easy Trade package provides import and export businesses with abundant capital, especially unsecured loans of up to VND 200 billion. This financial leverage enables enterprises to timely supplement their capital, seize golden business opportunities, and ensure smooth production and export progress.
Easy Trade offers businesses unsecured loans of up to VND 200 billion
Mr. Hoang Nam, owner of an agricultural import and export company, shared that since the beginning of 2025, the exchange rate increase has created challenges for import and export businesses due to higher input costs and expensive international transportation. As a result, his company had to find ways to expand its markets and secure appropriate capital from banks to optimize its financial resources. With Easy Trade, Mr. Nam’s company not only received suitable capital but also enjoyed numerous other benefits.
Using this solution, customers can access loans with preferential interest rates as low as 4%/year for USD and 4.5%/year for VND, along with a flexible international payment package starting at VND 49 million/year and a 50% reduction in other service fees.
MSB representatives stated that the bank always prioritizes and facilitates import and export enterprises’ access to capital to develop their production and business effectively. Therefore, in addition to preferential interest rates, enterprises can obtain a credit limit of up to 260% of the value of the secured asset.
To promptly support businesses, MSB has improved its document processing procedures, offering quick and streamlined processes with disbursement within just 2 working hours. Enterprises can open an account entirely online, access their account within a minute, and enjoy ultra-fast disbursement without visiting a branch.
Double Benefits when Transacting at MSB
In addition to solving capital-related issues, MSB also offers numerous promotions to help enterprises optimize their operating costs. With the Easy Trade solution, businesses can experience the M-Smart smart account package, which offers superior benefits. Specifically, enterprises can buy and sell foreign currency online at preferential exchange rates of up to 80 points for USD and 100 points for GBP, SGD, AUD, EUR, CHF, and CAD compared to the listed rates for six months (from the month of account opening). They also enjoy 100% free online domestic and international money transfers.
The M-Smart package is not only super-free but also offers a unique benefit in the market: cashback of up to VND 2 million/customer/month for six consecutive months when debit transactions are made via Internet Banking. At the same time, M-Smart provides an ultra-convenient experience with a 100% online account opening and disbursement process, making it easier for businesses to access loans, saving time and travel costs while reducing paperwork.
“Along with smart financial solutions that align with the digital transformation trend of enterprises, MSB, through M-Smart and Easy Trade, aims to accompany and support businesses with the most convenient and cost-effective solutions, ensuring uninterrupted business operations to seize international trade opportunities,” affirmed the MSB representative.
For more information about financial solutions for businesses, please visit here or contact the 24/7 hotline: 1800 6260.
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