The Power of Compounding: Maximizing Your Returns with TPBank’s Latest Interest Rates for August 2025.

TPBank’s August Counter Savings Interest Rates

According to a survey conducted in early August, the interest rates offered by Tien Phong Commercial Joint Stock Bank (TPBank) for individual customers depositing at the counter with interest paid at maturity range from 0.5% to 5.8% per annum.

Specifically, interest rates for short-term deposits ranging from 1 week to 3 weeks remain unchanged from the previous month at 0.5%/year.

Meanwhile, the interest rates for 1-month, 2-month, and 3-month terms for regular savings accounts are set at 3.6%/year, 3.8%/year, and 3.9%/year, respectively.

For the 6-month term, TPBank offers an interest rate of 4.7%/year. Subsequently, the interest rates for 9-month and 18-month terms are 5.0%/year and 5.5%/year, respectively.

The highest interest rate of 5.8%/year continues to be applied to deposits with a 36-month term.

TPBank’s August Online Savings Interest Rates

During August, TPBank introduced interest rates for online savings accounts on EBank ranging from 0.5%/year to 5.9%/year.

For terms less than 1 month, the interest rate is 0.5%/year. The interest rates for 1-month, 2-month, and 3-month terms are 3.7%/year, 3.9%/year, and 4.0%/year, respectively. The 6-month and 9-month terms offer interest rates of 4.9%/year and 5.1%/year, respectively. For the 12-24 month term, the savings interest rates are 5.3% – 5.6%/year.

The highest interest rate of 5.9%/year is offered by TPBank for the 24-36 month term.

However, customers should note that TPBank may offer different deposit interest rates to certain customers, not exceeding the interest rate cap set by the State Bank for each term.

If customers with fixed-term savings products as specified above wish to withdraw their deposits before maturity, the interest rate applied will be the lowest non-term interest rate in effect on the date of early withdrawal.