2025 is considered a pivotal year for Vietnam’s economy, with a targeted growth rate of over 8% and aspirations for double-digit economic expansion. As such, bank credit will continue to play a crucial role in supporting this growth trajectory.
In alignment with its commitment to accompany businesses on their journey to success, the Vietnam Maritime Commercial Joint Stock Bank (MSB) introduces M-Flex, a flexible mortgage lending solution offering unparalleled advantages. M-Flex is designed to promptly meet the financing needs of enterprises with flexible borrowing conditions, attractive interest rates, and expeditious approval processes.
M-Flex: Superfast Approval within 4 Hours
One of M-Flex’s standout features is its lightning-fast approval process, taking just 4 working hours from the time MSB receives the complete set of documents. Customers can conveniently complete and submit their applications online, benefiting from an automated approval system. This streamlined approach not only saves valuable time but also ensures businesses can address urgent financial needs without delay.
According to MSB, enterprises that have been operating for at least one year and meet the program’s eligibility criteria can enjoy competitive interest rates and access credit limits of up to VND 15 billion. The maximum loan tenure of 12 months per contract provides businesses with the utmost flexibility in managing their financial strategies.
The M-Flex solution caters to a diverse range of corporate financing purposes, including conventional loans, guarantees, letters of credit, forfaiting, overdrafts, and credit cards.
Flexibility with Collateral
Recognizing the importance of facilitating easy access to preferential capital, M-Flex offers unparalleled flexibility by enabling businesses from any industry to secure loans without worrying about insufficient funds for critical projects. Enterprises can leverage a range of acceptable collateral, including real estate, asset ownership rights, property rights, and passenger vehicles, providing them with enhanced options during the loan application process. Another distinctive advantage of M-Flex is the convenience of completing the entire process online, saving businesses time and resources.
With M-Flex, MSB empowers enterprises to efficiently address their financial challenges, optimize resources, enhance competitiveness, and foster sustainable development. “The flexibility in collateral options, credit limits, approval timelines, and preferential interest rates will undoubtedly be pivotal factors in propelling businesses forward,” affirmed an MSB representative.
In celebration of the National Day on September 2nd and MSB’s 34th anniversary, from now until September 11th, 2025, MSB is offering a special gift of 1,000,000 M-Points – reward points within the MSB Rewards program on electronic banking – to enterprises utilizing the M-Flex flexible credit limit. Through this promotion, MSB aims to accompany businesses not only with timely and flexible capital but also with tangible benefits that fuel their momentum for a powerful breakthrough in this new growth phase.
For detailed information about M-Flex, please visit here or contact our hotline: 18006260.
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