“Techcombank Partners with VNeID App: Empowering Customers to Securely Access Social Welfare Payments with Ease.”

"Techcombank, one of Vietnam's leading joint-stock commercial banks, has taken a significant step towards enhancing its customer experience by integrating with the national digital identity application, VNeID. This integration aims to facilitate faster, safer, and more convenient disbursement of social welfare payments to its valued customers."

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The launch of this feature is especially timely as the government rolls out celebrations for the 80th anniversary of the August Revolution and National Day on September 2nd. This was outlined in Official Dispatch No. 149/CĐ-TTg dated August 28, 2025, which includes a program of gifts for citizens to celebrate Independence Day. The Prime Minister has instructed the State Bank of Vietnam to ensure a smooth payment system and cash availability to facilitate these gifts, leaving no one behind.

The entire linking process is simple, quick, and secure. It can be done on your phone with the help of VNeID’s biometric authentication technology and the Techcombank Mobile app, strictly adhering to international security standards. The Independence Day gifts for 2025 and future welfare allowances will be transferred directly to the recipients’ accounts once the connection request is approved. There are no geographical barriers or complicated administrative procedures, and the money will be sent directly to Techcombank accounts without the need for citizens to visit traditional transaction points or bank branches, saving time and reducing risks associated with cash transactions.

For those who already have a Techcombank account and a VNeID application with an e-identification account level of 2, simply follow these three easy steps:

If you don’t have a Techcombank account, it only takes a minute to set one up. Simply download the Techcombank Mobile app from the App Store or Google Play Store, or visit our website, select “I’m a new customer,” and follow the instructions. Additionally, to spread joy during this National Day celebration, for each new account opened and linked to VNeID from September 1st to September 25th, 2025, customers will receive a bonus of 100,000 VND (the money will be credited to the account within three working days from the end of the program).

“We have swiftly implemented the linking feature with VNeID to support our customers in accessing welfare benefits and social services quickly and easily, especially during this National Day holiday,” said Mr. Nguyen Anh Tuan, Director of Techcombank’s Retail Banking Division. “This is how Techcombank fulfills its commitment to delivering an exceptional digital banking experience and accompanying our customers on their journeys. We also join hands with the government to promote national digital transformation so that all Vietnamese citizens can benefit from a modern and safe financial system.”

Techcombank continues to enhance its customers’ experience with Techcombank Sinh Lời Tự Động, a groundbreaking product that allows daily interest accumulation on the balance in the payment account, with attractive interest rates of up to 4.4%/year.

Whether it’s just for a day or longer, every dong of the customer’s balance, including salary, pending tuition fees, pending payments to suppliers, or investment funds, earns optimal interest while still allowing flexible spending. With Techcombank Sinh Lời Tự Động, there’s no need for separate savings compartments, manual transfers, or minimum balance requirements. Interest is accumulated daily and paid out at the end of each month, and customers can choose to receive the interest in their account or convert it into U-Point with double the value for cashback or attractive dining and shopping vouchers.

Just two years after its launch, Techcombank Sinh Lời Tự Động has been embraced by over 4 million users and has revolutionized modern banking trends. Customers can activate Techcombank Sinh Lời Tự Động directly through the Techcombank Mobile digital banking app.

Techcombank, the Vietnam Technological and Commercial Joint Stock Bank, with its vision of “Transforming Finance, Elevating Lives,” is one of the largest joint-stock banks in Vietnam and a leading bank in Asia.

With a customer-centric strategy, Techcombank currently serves 15.4 million customers, including individuals and businesses, through its extensive network of transaction offices across Vietnam and its leading digital banking services. The bank’s ecosystem approach and partnership strategy across key economic sectors set it apart in one of the world’s fastest-growing economies. Techcombank is the only Vietnamese bank to be recognized as the “Best Bank in Vietnam” within one year by three of the world’s most prestigious organizations: Euromoney, Global Finance, and FinanceAsia.

Techcombank is currently rated AA- by FiinRatings, has a baseline credit assessment (BCA) of ba3 by Moody’s, and is rated BB by S&P. The bank is listed on the Ho Chi Minh City Stock Exchange (HoSE) under the stock code TCB.

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