The Digital Revolution: Pinetree’s Comprehensive Strategy to Stay Ahead in the Evolving Financial Landscape

With its foundation in the Korean-standard Core system, comprehensive ecosystem, relentless innovation, and diverse information systems, Pinetree is spearheading the digital transformation in Vietnam's securities industry. The company is ushering in a new era, offering investors access to a modern, secure, and efficient platform.

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In the era of the 4th Industrial Revolution, Pinetree Securities stands out as a pioneer of innovation in Vietnam’s financial landscape. With its comprehensive digital securities strategy of “no branches, no brokers, only digital platforms,” the company has built an extensive digital financial ecosystem, offering investors a convenient, safe, and efficient investment experience.

Korean Standard Core System

Pinetree Securities is a member of Hanwha Investment & Securities Co., Ltd., a leading financial company in South Korea under the Hanwha Group. One of Pinetree’s most significant competitive advantages is its independently built and wholly-owned Korean standard securities core system, a rare model in the Vietnamese market.

The core system, also known as the backbone of securities operations, handles all securities transactions, from order placement and matching to settlement and custody. Instead of relying on third-party providers, Pinetree has made significant investments in developing this system in-house, leveraging the experience and technology of South Korea, a global leader in electronic securities markets.

This approach not only gives the company full control over its operations and cost optimization but also enables flexible customization to meet the needs of the local market.

Pinetree’s core system is designed for high-volume, high-speed transactions, minimizing the risk of disruptions and ensuring international security standards. With Vietnam’s transition to the new KRX trading system, the advantages of Pinetree’s Korean-standard core system become even more evident. The company has successfully connected with KRX, enabling the development of advanced derivative trading features and enhancing smart service experiences for customers.

By owning its core system, Pinetree also benefits from long-term cost savings and improved scalability. The application of Korean technology in the core system has been instrumental in building a comprehensive digital ecosystem that serves customers’ entire investment journey, from start to advanced levels. This not only enhances internal operational efficiency but also provides direct benefits to investors, such as low transaction fees and a seamless experience.

Comprehensive Digital Financial Ecosystem

Beyond a single trading platform, Pinetree has developed a diverse digital financial ecosystem, integrating various investment tools. This ecosystem is built on a robust core system, aiming to empower and give autonomy to each investor. The main platforms, including Stock123, AlphaTrading, WebTrading, and EliteTrade, are designed to cater to different stages of the investment journey.

Stock123 targets beginners, offering educational modules and simulated trading based on real market data, helping to minimize risks when entering the actual market.

AlphaTrading is a leading asset management and securities trading application, featuring innovative, tech-driven functionalities from South Korea. It enables users to place orders swiftly, monitor their portfolios in real time, and utilize advanced data analytics tools.

Additionally, Pinetree has developed robust web-based trading platforms to cater to the diverse needs of investors. Notable examples include WebTrading, a comprehensive platform with user-friendly charts serving all customer segments, and EliteTrade, a specialized securities trading platform tailored for institutional clients.

This ecosystem embodies the “no branches, no brokers, only digital platforms” approach, fulfilling customers’ needs throughout their investment journey. Furthermore, Pinetree has expanded its services to include derivatives, bonds, and corporate financial advisory. The comprehensiveness of this ecosystem has not only attracted over 150,000 customers but also contributed to fostering a culture of digital investing in Vietnam, where the adoption of financial applications is rapidly growing.

Continuous Integration of New Technologies

Pinetree’s digital transformation is not a one-time project but an ongoing process of integrating and adopting new technologies to stay ahead of the curve. The company regularly invests in advanced technologies such as AI, blockchain, and big data to enhance the user experience.

Pinetree has implemented eKYC (electronic Know Your Customer) technology, utilizing facial recognition and AI for online customer verification, enabling account opening within minutes without physical meetings. The successful connection with the KRX system has optimized transaction speed, system integration, and user experience.

Additionally, the company is among the few pioneers introducing breakthrough financial solutions, such as theme-based investment portfolios and margin lending with attractive packages like P-Zero, P-5.9%, and P-6.8%, offering daily credit limits of up to VND 250 million. These products help customers maximize profits while effectively managing risks, especially during volatile market periods.

Furthermore, to complete its digital ecosystem, Pinetree has leveraged its YouTube channel since entering the Vietnamese market in 2019, pioneering the use of various formats like videos, livestreams, podcasts, and motion graphics for its securities news and reports.

Pinetree offers diverse content, ranging from market overviews to in-depth industry and security-type analyses, both domestic and international. Comprehensive programs such as “Morning Brief,” “Derivatives,” “Market Brief,” “Today’s Securities,” and “Pinetalk: Securities Weekly Focus” deliver well-rounded insights.

These content initiatives aim to meet investors’ diverse information needs, providing them with objective and accurate data to make informed investment decisions.

With 24 analytical reports and news bulletins released weekly, simultaneously on YouTube, the application, and website, Pinetree is a frontrunner in content frequency and reach.

In conclusion, Pinetree’s digital transformation goes beyond a business strategy; it is a commitment to delivering sustainable value to investors. With its Korean-standard core system, comprehensive digital financial ecosystem, continuous innovation, and diverse information system, Pinetree is leading the digital revolution in Vietnam’s securities industry, offering investors a modern, safe, and efficient platform.

25 Years – The Time to Soar marks the historical turning points of Vietnam’s stock market. This journey would not have been possible without the significant contributions and support of exemplary organizations such as Eximbank, Gelex, HDBank, Masan, First Vietnam (VFS), Pinetree, SSI, TCBS, and VNDIRECT…

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