“**CIC Under Attack: Safeguarding Your Financial Data**”
The State Bank of Vietnam (SBV) has announced that CIC is one of the four authorized credit information service providers in the country. It is important to note that the credit information collected by CIC, as per legal regulations, **does not include** details such as deposit accounts, account balances, savings accounts, payment accounts, debit or credit card numbers, security codes (CVV/CVC), or customers’ payment transaction history.
The SBV has consistently directed and mandated financial institutions to strengthen their scrutiny and compliance with legal provisions related to information technology system security, secrecy, and safety, thereby safeguarding customers’ rights and lawful interests.
Any unauthorized collection, processing, exploitation, exchange, or provision of credit information will be subject to legal penalties.
Customers are advised to adhere to legal regulations and follow the recommendations of official authorities to ensure their safety and security. They should also follow the guidelines and advice of financial institutions to protect their rights and prevent malicious actors from exploiting their personal information for fraud, phishing, or asset appropriation.
* [*CIC Hit by Hacker Attack, VNCERT Advises Public to Heighten Vigilance*](https://vietstock.vn/2025/09/cic-bi-hacker-tan-cong-vncert-khuyen-cao-nguoi-dan-nang-cao-canh-giac-764-1155836.htm)
* [*State Bank of Vietnam Demands Comprehensive Fix for Remaining System Vulnerabilities*](https://vietstock.vn/2025/09/ngan-hang-nha-nuoc-yeu-cau-khac-phuc-triet-de-cac-lo-hong-con-ton-tai-tren-he-thong-thong-tin-764-1155834.htm)
Hàn Đông
– 16:19 12/09/2025
The Art of Monetary Manipulation: Open Market Operations and Interbank Interest Rates
In the final week of August (25–29 August), the State Bank of Vietnam (SBV) conducted net capital withdrawals in the open market. In the interbank market, interest rates for VND decreased across all tenors of one month and below.
The Fed’s Next Move: Will It Hike Interest Rates Again?
The US dollar is currently trading at a premium, with banks’ buy rates hovering just below the prescribed ceiling. Since the turn of the year, the greenback has appreciated by almost 4% across the board in the banking sector.
“A Surge in Credit: Dong Nai’s 7-Month Credit Growth Reaches 8.71%”
As of the end of July 2025, total credit outstanding in Dong Nai province reached VND 574,915 billion, a decrease of 0.43% from the previous month but an impressive year-on-year increase of 8.71%.
The Fed’s Latest Cash Injection: A Boost or a Bust for the Economy?
The SBV’s decision to maintain an accommodative policy stance has provided Vietnamese banks with access to low-cost funds, but it has also exerted upward pressure on the USD/VND exchange rate, especially as the US dollar strengthens in the international market.
What is Bank Bad Debt? 3 Quick and Accurate Ways to Check Your Bank’s Bad Debt.
Bad debt is a familiar concept in the world of finance and banking, but many people don’t fully understand its nature and causes. This article aims to shed light on the definition of bad debt, its classification, and the reasons behind its occurrence in banking institutions.
