SHB Counter Deposit Interest Rates for September 2025
For customers depositing at the counter through the tiered savings program and receiving interest at maturity, SHB offers interest rates based on two deposit tiers: Under 2 billion VND and 2 billion VND or more.
For deposits under 2 billion VND, interest rates range from 0.5% to 5.5% per annum. Specifically, terms under 1 month earn 0.5%/year; 1-2 months 3.3%/year; 3-5 months 3.6%/year; 6-11 months 4.6%/year; 12 months 5.0%/year; 13-18 months 5.1%/year; 24 months 5.2%/year; and terms of 36 months or more offer the highest rate at 5.5%/year.
SHB Counter Savings Interest Rate Chart for September 2025
For deposits under 2 billion VND, interest rates range from 0.5% to 5.6% per annum. Specifically, terms under 1 month earn 0.5%/year; 1-2 months 3.4%/year; 3-5 months 3.7%/year; 6-11 months 4.7%/year; 12 months 5.1%/year; 13-18 months 5.2%/year; 24 months 5.3%/year; and terms of 36 months or more offer the highest rate at 5.6%/year.
In addition to interest paid at maturity, customers can choose from various payout options: Interest paid in advance; Monthly interest payments; Quarterly interest payments; Semi-annual interest payments; Annual interest payments.
SHB Online Deposit Interest Rates for September 2025
For online deposits, SHB offers interest rates 0.1% higher than counter deposits for terms of 1 month or more, ranging from 3.5% to 5.8% per annum.
Specifically, 1-2 month terms earn 3.5%/year; 3-4 months 3.8%/year; 5 months 3.9%/year; 6-8 months 4.9%/year; 9-11 months 5.0%/year; 12 months 5.3%/year; 13-24 months 5.5%/year; and terms of 36 months or more offer the highest rate at 5.8%/year.
SHB Online Savings Interest Rate Chart for September 2025
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The Power of Compounding: Maximizing Your Savings with Strategic Deposit Rates in September 2025
“Savings accounts are a popular way to grow your money, and with interest rates on the rise, it’s an opportune time to explore your options. As of September 2025, Vietnamese banks are offering attractive rates on VND savings accounts, with interest rates ranging from 3.0%-6.0% p.a. This wide range of rates across different tenure options empowers customers to make informed choices and maximize their savings potential.”
