Strategically positioned at the southern entrance of Ho Chi Minh City, T&T Millennia City is more than just a real estate project—it’s a thriving lifestyle destination. Nestled in Can Giuoc, Tay Ninh (formerly Long An), this development seamlessly blends connectivity with expansive green spaces, offering residents easy access to both the city center and surrounding regions. With ongoing infrastructure projects like the Ben Luc – Long Thanh Expressway and Ho Chi Minh City’s Ring Road 3, the area’s appeal is set to soar, creating unparalleled opportunities for investors.
Conceived as a “city within a city,” T&T Millennia City dedicates nearly 20% of its land to lush greenery and water features, including 7 kilometers of riverfront. Developed by T&T Group in collaboration with global partners such as Anabuki (Japan) and Belt Collins (US), the project features move-in-ready properties ideal for both residential and commercial use. Whether you’re seeking a long-term home or a strategic investment, this development promises a future-proof lifestyle in a rapidly evolving region.
Empowering Homeownership with Tailored Financial Solutions
To make homeownership accessible, SHB has launched a VND1,800 billion ($69.23 million) credit package with competitive interest rates starting at 6.69% per annum. Available to buyers of T&T Millennia City and other T&T Group projects, this initiative is designed to turn homeownership dreams into reality.
Borrowers can access up to 90% of the property’s value (capped at 80% of collateral value), with fixed-rate options ranging from 12 to 60 months. Loan tenures extend up to 35 years, including a grace period of up to 36 months on principal repayment. Flexible repayment plans—monthly, quarterly, or semiannually—ensure financial convenience. Collateral options include the purchased property, existing real estate, vehicles, or savings deposits.
Additional perks include a complimentary credit card or overdraft facility of up to VND200 million ($7,692), ideal for covering home essentials like furniture and appliances.
An SHB spokesperson highlighted the bank’s streamlined lending process for T&T projects, reducing appraisal, approval, and disbursement times. “We recognize that purchasing a home is a significant life decision, often accompanied by financial stress. This loan package is crafted to be a trusted partner for our customers. With preferential rates and adaptable repayment options, families can manage their finances effectively, ensuring each payment contributes to building their future home,” they added.
SHB’s dedicated advisory teams provide end-to-end support, ensuring a seamless loan experience and swift access to funds.
With nearly 32 years of expertise, SHB has developed a comprehensive suite of financial solutions aligned with customer needs and government policies, continually adapting to market dynamics.
Earlier in 2025, SHB introduced a VND16,000 billion ($615.38 million) preferential mortgage program targeting buyers under 35, in line with government initiatives. By mid-2025, the bank had disbursed over VND9,000 billion ($346.15 million), approving more than 2,000 applications. Outstanding loans to young borrowers in the first half of 2025 doubled year-on-year, reflecting robust housing demand among younger generations and reinforcing SHB’s commitment to expanding preferential lending.
